The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number, income, credit history and credit scores                     
• Account balances and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

For our affiliates' everyday business purposes -
information about your transactions and experiences

• Visit any Capital City Bank office or
• Call our Client Service Center at 888.671.0400

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provide this notice. When you are no longer a customer, we continue to share your information as described in this notice. You can contact us at any time to limit our sharing.

We restrict access to nonpublic information about you to those employees who need to know that information to provide products and services to you. We also maintain physical, electronic and procedural safeguards that comply with federal laws to guard your information.

We collect your personal information, for example, when you

• Open an account, deposit money, use your debit card or credit card
• Pay your bills or apply for a loan             

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

• sharing for affiliates' business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.                 

Companies related by common ownership or control. They can be financial and non-financial companies.

• Capital City Bank
• Capital City Home Loans
• Capital City Invesments
• Capital City Trust Company

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Nonaffiliates we share with can include companies such as mortgage companies, insurance companies, check printing companies and others.

Information is shared with nonaffiliates only when: 

1. Necessary to provide services required to maintain your accounts or complete transactions you have initiated or
2. Mandated or permitted by law or
3. Required in the event of a national emergency

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include Elan, Elavon and LPL Financial.