EXHIBIT INDEX

Number                                                           Page

99        Capital City Bank Group, Inc. Press Release, dated      1
          November 10, 1994



                  CAPITAL CITY BANK GROUP, INC.


For Immediate Release
November 10, 1994
                                   Contact:
                                   Don Ruggiero
                                   Marketing Director 
                                   (904) 841-1333


TALLAHASSEE, FL - Capital City Bank Group, Inc., a $763 million
bank holding company headquartered in Tallahassee, has announced
the election of Cader B. Cox, III, a Camilla, GA, businessman, and
John K. Humphress, a Tallahassee Certified Public Accountant, to
its board of directors. 

Cox is president of Riverview Plantation, Inc., a private hunting
reserve in Camilla, GA, and is a past president of the Southeastern
Gamebird and Hunting Resort Association.  In addition, he is
secretary-treasurer of Plantation Precooler, Inc., a fresh
vegetable processing plant serving major south Georgia
farming operations, and is a partner in the Camilla Retirement
Center.  His other business interests include Cypress Pond
Development Company, a real estate development group in Albany, GA,
and Pineland East, a south Florida agricultural operation growing
tropical fruits.  

Humphress, a partner in the accounting firm of Krause, Humphress,
Pace and Wadsworth, is a director of First National Bank, and
treasurer of the board of trustees of Tallahassee Memorial Regional
Medical Center.  He serves as a director of the Ronald McDonald
House in Tallahassee and is past chairman of
the board of trustees of Trinity United Methodist Church, and past
president of the Exchange Club of Tallahassee.  

Capital City Bank Group, Inc., has 31 offices in north and
north-central Florida.  The company engages in commercial and
retail banking and provides mortgage, trust, deposits, lending and
other financial services to its communities.