EX 99.1

FINANCIAL HIGHLIGHTS - THIRD QUARTER, 2006

·	Quarterly earnings totaled $8.7 million, or $0.47 per diluted share, an increase of 1.2% and 2.2%, respectively, over the third quarter of 2005.

·	Strong growth in operating revenues led by a 4.2% improvement in net interest income and a 7.8% increase in noninterest income.

·	Improvement in net interest margin as reflected by a 28 basis point increase over the third quarter of 2005 and 7 basis points over the second quarter of 2006 - net interest margin of 5.45% continues to significantly exceed peer group.

·	Continued strong credit quality as reflected by a nonperforming asset ratio of .34% and an annualized net charge-off ratio of .13%.

·	Well-capitalized with a risk based capital ratio of 14.72%.


	Three Months Ended							Nine Months Ended
	Sept 30,			June 30,		Sept 30,		Sept 30,		Sept 30,
(Dollars in thousands, except per share data)	2006			2006		2005		2006		2005
EARNINGS
Net Income	$	8,680			8,315		8,577		24,416		22,822
Diluted Earnings Per Common Share		0.47			0.44		0.46		1.31		1.26
PERFORMANCE
Return on Average Equity		10.83	%		10.56		11.31		10.36		10.89
Return on Average Assets		1.35			1.28		1.32		1.26		1.25
Net Interest Margin		5.45			5.38		5.17		5.36		5.05
Noninterest Income as % of Operating Revenue		31.88			31.69		31.15		31.51		30.99
Efficiency Ratio		64.35			66.23		63.60		65.90		64.64
CAPITAL ADEQUACY
Tier 1 Capital Ratio		13.76	%		12.99		12.35		13.76		12.35
Total Capital Ratio		14.72			13.92		13.29		14.72		13.29
Leverage Ratio		11.26			10.35		10.20		11.26		10.20
Equity to Assets		12.47			11.56		11.67		12.47		11.67


	Three Months Ended							Nine Months Ended
	Sept 30,			June 30,		Sept 30,		Sept 30,		Sept 30,
(Dollars in thousands, except per share data)	2006			2006		2005		2006		2005
ASSET QUALITY
Allowance as % of Non-Performing Loans		269.35	%		325.80		342.79		269.35		342.79
Allowance as a % of Loans		0.86			0.84		0.85		0.86		0.85
Net Charge-Offs as % of Average Loans		0.13			0.03		0.08		0.10		0.08
Nonperforming Assets as % of Loans and ORE		0.34			0.28		0.36		0.34		0.36
STOCK PERFORMANCE
High	$	33.25			35.39		38.72		37.97		38.72
Low		29.87			29.51		31.78		29.51		28.02
Close	$	31.10			30.20		37.71		31.10		37.71
Average Daily Trading Volume		19,185			27,302		18,024		20,653		20,946

Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported earnings for the third quarter of 2006 totaling $8.7 million, or $0.47 per diluted share. This compares to $8.6 million, or $0.46 per diluted share, in the third quarter of 2005. The Return on Average Assets was 1.35% and the Return on Average Equity was 10.83%, compared to 1.32% and 11.31%, respectively, for the comparable period in 2005.

The increase in earnings compared to third quarter 2005 was primarily attributable to an increase in operating revenues (net interest income plus noninterest income) of $2.2 million, partially offset by increases in noninterest expense of $1.8 million and loan loss provision of $335,000. The increase in operating revenues is reflective of a 4.2% increase in net interest income and a 7.8% increase in noninterest income. The increase in net interest income is attributable to an improvement in the net interest margin, which increased 28 basis points to 5.45%. Growth in noninterest income was driven primarily by higher deposit fees. The higher loan loss provision is reflective of a higher level of loan charge-offs. Higher expense for compensation and occupancy were the primary reasons for the increase in noninterest expense.

Tax equivalent net interest income in the third quarter increased $1.4 million, or 4.8%, compared to the third quarter of 2005, due to improvement in the net interest margin. The net interest margin increased 28 basis points from the third quarter of 2005 to a level of 5.45%, attributable to a 106 basis point improvement in earning asset yields partially offset by the higher cost of funds of 78 basis points. The higher rate environment resulted in a favorable repricing spread and higher yield on new loan production. Earning asset yields outpaced funding costs during the third quarter resulting in a net interest margin improvement of 7 basis points over the second quarter of 2006.

Provision for loan losses of $0.7 million for the quarter was $0.3 million higher than the third quarter of 2005 due to a higher level of loan charge-offs.. Net charge-offs totaled $0.7 million, or .13%, of average loans for the quarter compared to $0.4 million, or .08%, for the third quarter of 2005. At quarter-end, the allowance for loan losses was .86% of outstanding loans and provided coverage of 269% of nonperforming loans.

Noninterest income increased $1.0 million, or 7.8%, from the third quarter of 2005 primarily due to higher deposit fees, asset management fees, retail brokerage fees, and card processing fees. The increase in deposit fees is due to the growth in deposit accounts reflective of strong deposit growth that has resulted from the Company’s “Absolutely Free" checking products. Asset management fees increased due to growth in new business. The improvement in retail brokerage fees is due to an increase in the sales force, which has increased production. Card processing fees were driven higher by increased transaction volume for merchant services and increased bank card activity.

Noninterest expense grew by $1.8 million, or 6.3%, compared to the third quarter of 2005. Higher expense for compensation and occupancy were the primary reasons for the increase. The increase in compensation was driven by higher associate salaries and higher associate benefit costs, primarily pension, insurance, and stock-based compensation. The increase in occupancy was driven by higher expense for depreciation, maintenance/repair, utilities, and building insurance primarily attributable to the increase in the number of banking offices.

Average earning assets for the quarter decreased $9.7 million, or .43%, over the comparable quarter in 2005. The decrease in earning assets is primarily reflective of a decrease in average loans reflective of an increase in principal pay-downs and loan pay-offs, and lower new loan production.

Nonperforming assets of $6.8 million decreased from the third quarter of 2005 by $.6 million and represented .34% of total loans and other real estate at quarter-end. This compares to .36% and .28%, respectively for the third quarter of 2005 and second quarter of 2006. The decrease in the level of nonperforming assets from the third quarter of 2005 is due to a decrease in other real estate primarily reflective of the resolution of a large problem asset in the fourth quarter of 2005. The increase in nonperforming assets from the second quarter of 2006 is due to the addition of new non-accrual loans.

Average total deposits increased $10.1 million, or .50%, from the third quarter of 2005 driven by a $96.2 million increase in transaction accounts, partially offset by a $26.7 million decrease in savings deposits and $59.5 million decrease in certificates of deposit. The increase in transaction accounts is reflective of strong growth in balances related to “Absolutely Free” deposit products, and the Company’s Cash Power money market account product.

The Company had approximately $9.8 million in average net overnight funds sold for the quarter as compared to $21.9 million in average net overnight funds purchased in the third quarter of 2005. The improvement is due primarily to the aforementioned deposit growth and an overall reduction in the loan portfolio.

About Capital City Bank Group, Inc.

Capital City Bank Group, Inc. (NASDAQ: CCBG) is one of the largest financial services companies headquartered in Florida and has approximately $2.6 billion in assets. The Company provides a full range of banking services, including traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bankcards, data processing and securities brokerage services. The Company's bank subsidiary, Capital City Bank, was founded in 1895 and now has 69 banking offices, four mortgage lending offices, and 78 ATMs in Florida, Georgia and Alabama. In 2006, Mergent, Inc., a leading provider of information on publicly traded companies, named the Company as a Dividend Achiever. To be named a Dividend Achiever, a public company must have increased its regular cash dividends for at least 10 consecutive years. Of all publicly traded U.S. companies that pay dividends, less than three percent made this list. Capital City Bank Group, Inc. was also named to this list in 2005. For more information about Capital City Bank Group, Inc., visit www.ccbg.com.

FORWARD-LOOKING STATEMENTS

“Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: The matters discussed in this press release that are not historical facts, contain forward-looking information with respect to strategic initiatives. Such forward-looking statements are based on current plans and expectations, which are subject to a number of uncertainties and risks. These uncertainties and risks could cause future results of Capital City Bank Group, Inc. (the “Company”) to differ materially from those anticipated by such statements. The following factors, among others, could cause the Company’s actual results to differ from those set forth in these forward-looking statements: the Company’s ability to integrate the business and operations of companies and banks that it has acquired, and those it may acquire in the future; strength of the United States economy in general and the strength of the local economies in which the Company conducts operations; effects of harsh weather conditions, including hurricanes; inflation, interest rate, market and monetary fluctuations; effect of changes in the stock market and other capital markets; the ability of the Company to constrain its costs and expenses; legislative or regulatory changes; willingness of customers to accept third-party products and services for the Company’s products and services and vice versa; changes in the securities and real estate markets; increased competition and its effect on pricing; technological changes; changes in monetary and fiscal policies of the U.S. government; changes in consumer spending and savings habits; growth and profitability of the Company’s noninterest income; changes in accounting principles, policies, practices or guidelines; other risks described from time to time in the Company’s filings with the Securities and Exchange Commission; and the Company’s ability to manage the risks involved in the foregoing. Additional factors that could cause the Company’s results to differ materially from those described in the forward-looking statements can be found in the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2005, and the Company’s other filings with the Securities and Exchange Commission (“SEC”) and available at the SEC’s internet site (http://www.sec.gov). The forward-looking statements in this press release speak only as of the date of the press release, and the Company assumes no obligation to update the forward-looking statements or to update the reasons why actual results could differ from those contained in the forward-looking statements.

CAPITAL CITY BANK GROUP, INC.

CONSOLIDATED STATEMENT OF INCOME

Unaudited


	2006							2005				Nine Months Ended
	Third		Second			First		Fourth		Third		September 30,
(Dollars in thousands, except per share data)	Quarter		Quarter			Quarter		Quarter		Quarter		2006			2005

INTEREST INCOME
Interest and Fees on Loans	$	40,260		38,967			37,343		36,990		35,331		116,570			96,278
Investment Securities		1,914		1,816			1,530		1,437		1,437		5,260			4,357
Funds Sold		338		586			539		353		121		1,463			638
Total Interest Income		42,512		41,369			39,412		38,780		36,889		123,293			101,273

INTEREST EXPENSE
Deposits		9,985		8,716			7,722		6,727		5,480		26,423			14,407
Short-Term Borrowings		753		776			824		979		691		2,353			1,875
Subordinated Notes Payable		936		926			926		942		931		2,789			2,039
Other Long-Term Borrowings		615		764			810		822		783		2,189			2,272
Total Interest Expense		12,289		11,182			10,282		9,470		7,885		33,754			20,593
Net Interest Income		30,223		30,187			29,130		29,310		29,004		89,539			80,680
Provision for Loan Losses		711		121			667		1,333		376		1,499			1,174
Net Interest Income after Provision for Loan Losses		29,512		30,066			28,463		27,977		28,628		88,040			79,506

NONINTEREST INCOME
Service Charges on Deposit Accounts		6,450		6,096			5,680		5,722		5,635		18,226			15,018
Data Processing		674		703			637		693		660		2,014			1,917
Asset Management Fees		1,215		1,155			1,050		1,244		1,050		3,420			3,175
Retail Brokerage Fees		520		502			483		404		305		1,505			917
Gain on Sale of Investment Securities		-		(4	)		-		-		9		(4	)		9
Mortgage Banking Revenues		824		903			721		956		1,317		2,448			3,116
Merchant Fees		1,766		1,793			1,725		1,522		1,556		5,284			4,652
Interchange Fees		797		788			675		631		582		2,260			1,608
ATM/Debit Card Fees		635		627			599		582		550		1,861			1,624
Other		1,263		1,440			1,475		1,220		1,459		4,178			4,188
Total Noninterest Income		14,144		14,003			13,045		12,974		13,123		41,192			36,224

NONINTEREST EXPENSE
Salaries and Associate Benefits		15,278		15,204			15,430		13,894		14,046		45,912			39,793
Occupancy, Net		2,354		2,358			2,223		2,202		2,119		6,935			6,091
Furniture and Equipment		2,491		2,661			2,500		2,381		2,285		7,652			6,589
Intangible Amortization		1,536		1,536			1,530		1,518		1,430		4,601			3,922
Other		8,763		9,311			8,409		9,347		8,729		26,484			24,077
Total Noninterest Expense		30,422		31,070			30,092		29,342		28,609		91,584			80,472

OPERATING PROFIT		13,234		12,999			11,416		11,609		13,142		37,648			35,258
Provision for Income Taxes		4,554		4,684			3,995		4,150		4,565		13,232			12,436
NET INCOME	$	8,680		8,315			7,421		7,459		8,577		24,416			22,822

PER SHARE DATA
Basic Earnings	$	0.47		0.44			0.40		0.40		0.46		1.31			1.26
Diluted Earnings		0.47		0.44			0.40		0.40		0.46		1.31			1.26
Cash Dividends		0.163		0.163			0.163		0.163		0.152		0.489			0.456
AVERAGE SHARES
Basic		18,530		18,633			18,652		18,624		18,623		18,604			18,143
Diluted		18,565		18,653			18,665		18,654		18,649		18,627			18,157

CAPITAL CITY BANK GROUP, INC.

CONSOLIDATED STATEMENT OF FINANCIAL CONDITION

Unaudited


	2006									2005
	Third			Second			First			Fourth			Third
(Dollars in thousands, except per share data)	Quarter			Quarter			Quarter			Quarter			Quarter

ASSETS
Cash and Due From Banks	$	100,781			103,078			104,486			105,195			109,847
Funds Sold and Interest Bearing Deposits		35,631			126,210			110,604			61,164			16,382
Total Cash and Cash Equivalents		136,412			229,288			215,090			166,359			126,229

Investment Securities, Available-for-Sale		190,617			191,232			180,760			171,019			192,435
Loans, Net of Unearned Interest
Commercial, Financial, & Agricultural		218,442			220,345			223,310			232,294			230,175
Real Estate - Construction		183,238			180,049			172,317			160,914			151,951
Real Estate - Commercial		647,302			672,881			679,948			704,881			699,293
Real Estate - Residential		529,087			536,346			543,373			531,653			526,167
Real Estate - Home Equity		174,577			171,835			163,189			165,336			162,309
Consumer		237,069			238,381			240,921			242,481			243,081
Credit Card		—			—			—			—			1
Other Loans		14,521			29,784			26,951			26,346			34,225
Overdrafts		5,223			3,239			4,647			3,589			5,690
Total Loans, Net of Unearned Interest		2,009,459			2,052,860			2,054,656			2,067,494			2,052,892
Allowance for Loan Losses		(17,311	)		(17,264	)		(17,279	)		(17,410	)		(17,424	)
Loans, Net		1,992,148			2,035,596			2,037,377			2,050,084			2,035,468

Premises and Equipment, Net		84,915			81,407			76,693			73,818			71,044
Intangible Assets		105,886			107,422			108,958			110,451			111,851
Other Assets		48,895			52,541			55,841			53,731			46,475
Total Other Assets		239,696			241,370			241,492			238,000			229,370
Total Assets	$	2,558,873			2,697,486			2,674,719			2,625,462			2,583,502

LIABILITIES
Deposits:
Noninterest Bearing Deposits	$	506,331			572,549			562,140			559,492			571,880
NOW Accounts		533,549			555,350			518,024			520,878			481,767
Money Market Accounts		387,906			377,958			369,416			331,094			267,074
Regular Savings Accounts		129,884			135,330			137,780			144,296			155,471
Certificates of Deposit		491,569			512,672			521,796			523,586			549,296
Total Deposits		2,049,239			2,153,859			2,109,156			2,079,346			2,025,488

Short-Term Borrowings		54,171			77,571			89,105			82,973			92,746
Subordinated Notes Payable		62,887			62,887			62,887			62,887			62,887
Other Long-Term Borrowings		43,701			63,022			68,764			69,630			71,526
Other Liabilities		29,833			28,403			33,744			24,850			29,278
Total Liabilities		2,239,831			2,385,742			2,363,656			2,319,686			2,281,925

SHAREOWNERS' EQUITY
Common Stock		185			185			187			186			186
Additional Paid-In Capital		80,938			80,272			84,291			83,304			83,185
Retained Earnings		238,870			233,201			227,920			223,532			219,099
Accumulated Other Comprehensive Loss, Net of Tax		(951	)		(1,914	)		(1,335	)		(1,246	)		(893	)
Total Shareowners' Equity		319,042			311,744			311,063			305,776			301,577
Total Liabilities and Shareowners' Equity	$	2,558,873			2,697,486			2,674,719			2,625,462			2,583,502

OTHER BALANCE SHEET DATA
Earning Assets	$	2,235,707			2,370,302			2,346,020			2,299,677			2,261,709
Intangible Assets
Goodwill		84,811			84,811			84,811			84,828			84,710
Deposit Base		19,632			21,042			22,453			23,864			25,275
Other		1,443			1,569			1,694			1,759			1,866
Interest Bearing Liabilities		1,703,667			1,784,790			1,767,772			1,735,344			1,680,767

Book Value Per Diluted Share	$	17.18			16.81			16.65			16.39			16.17
Tangible Book Value Per Diluted Share		11.48			11.01			10.82			10.47			10.17
					18,530
Actual Basic Shares Outstanding		18,532			18,530			18,667			18,632			18,624
Actual Diluted Shares Outstanding		18,567			18,550			18,680			18,662			18,649

AVERAGE BALANCE AND INTEREST RATES ⁽¹⁾

Unaudited


	Third Quarter 2006								Second Quarter 2006							First Quarter 2006
	Average					Average			Average					Average		Average					Average
(Dollars in thousands)	Balance			Interest		Rate			Balance			Interest		Rate		Balance			Interest		Rate

ASSETS:
Loans, Net of Unearned Interest	$	2,025,112		$	40,433		7.92	%		2,040,656			39,059		7.68		2,048,642			37,439		7.41

Investment Securities
Taxable Investment Securities		109,097			1,264		4.60			114,521			1,233		4.30		118,055			1,091		3.70
Tax-Exempt Investment Securities		81,409			999		4.90			74,862			895		4.78		59,368			674		4.54

Total Investment Securities		190,506			2,263		4.73			189,383			2,128		4.49		177,423			1,765		3.98

Funds Sold		25,540			338		5.19			48,778			586		4.75		49,602			539		4.36
Total Earning Assets		2,241,158		$	43,034		7.62	%		2,278,817			41,773		7.35		2,275,667			39,743		7.08

Cash and Due From Banks		96,969								99,830							109,907
Allowance For Loan Losses		(17,420	)							(17,443	)						(17,582	)
Other Assets		239,448								241,886							236,466
Total Assets	$	2,560,155								2,603,090							2,604,458

LIABILITIES:
Interest Bearing Deposits
NOW Accounts	$	511,299		$	2,026		1.57	%		510,088			1,664		1.31		510,270			1,446		1.15
Money Market Accounts		381,628			3,259		3.39			363,754			2,642		2.91		343,652			2,298		2.71
Savings Accounts		132,421			73		0.22			136,168			67		0.20		139,664			62		0.18
Time Deposits		504,121			4,627		3.64			518,679			4,343		3.36		521,966			3,916		3.04
Total Interest Bearing Deposits		1,529,469			9,985		2.59			1,528,689			8,716		2.29		1,515,552			7,722		2.07

Short-Term Borrowings		73,078			753		4.07			82,846			776		3.75		93,867			824		3.55
Subordinated Notes Payable		62,887			936		5.91			62,887			926		5.91		62,887			926		5.97
Other Long-Term Borrowings		52,367			615		4.66			63,597			764		4.82		69,966			810		4.70
Total Interest Bearing Liabilities		1,717,801		$	12,289		2.84	%		1,738,019			11,182		2.58		1,742,272			10,282		2.39

Noninterest Bearing Deposits		494,054								519,066							524,696
Other Liabilities		30,259								30,211							26,029

Total Liabilities		2,242,114								2,287,296							2,292,997

SHAREOWNERS' EQUITY:	$	318,041								315,794							311,461

Total Liabilities and Shareowners' Equity	$	2,560,155								2,603,090							2,604,458

Interest Rate Spread				$	30,745		4.78	%					30,591		4.77					29,461		4.69

Interest Income and Rate Earned ⁽²⁾				$	43,034		7.62						41,773		7.35					39,743		7.08
Interest Expense and Rate Paid ⁽²⁾					12,289		2.17						11,182		1.97					10,282		1.83
Net Interest Margin				$	30,745		5.45	%					30,591		5.38					29,461		5.25


	Fourth Quarter 2005								Third Quarter 2005
	Average					Average			Average					Average
(Dollars in thousands)	Balance			Interest		Rate			Balance			Interest		Rate

ASSETS:
Loans, Net of Unearned Interest	$	2,062,775		$	37,112		7.14	%		2,046,968			35,433		6.87

Investment Securities
Taxable Investment Securities		128,478			1,025		3.18			137,970			1,022		2.95
Tax-Exempt Investment Securities		55,481			632		4.55			56,079			638		4.55
Total Investment Securities		183,959			1,657		3.60			194,049			1,660		3.42

Funds Sold		32,276			353		4.28			9,885			121		4.79
Total Earning Assets		2,279,010		$	39,122		6.81	%		2,250,902			37,214		6.56

Cash and Due From Banks		114,650								106,638
Allowance For Loan Losses		(17,568	)							(17,570	)
Other Assets		231,505								229,554
Total Assets	$	2,607,597								2,569,524

LIABILITIES:
Interest Bearing Deposits
NOW Accounts	$	483,780		$	1,088		0.89	%		463,936			773		0.66
Money Market Accounts		307,971			1,820		2.34			272,724			1,062		1.54
Savings Accounts		149,431			67		0.18			159,080			75		0.19
Time Deposits		539,695			3,752		2.76			563,595			3,570		2.51
Total Interest Bearing Deposits		1,480,877			6,727		1.80			1,459,335			5,480		1.49

Short-Term Borrowings		113,600			979		3.42			89,483			691		3.07
Subordinated Notes Payable		62,887			942		5.94			62,887			931		5.87
Other Long-Term Borrowings		71,224			822		4.58			72,408			783		4.29
Total Interest Bearing Liabilities		1,728,588		$	9,470		2.17	%		1,684,113			7,885		1.86

Noninterest Bearing Deposits		543,140								554,092
Other Liabilities		29,661								30,388
Total Liabilities		2,301,389								2,268,593

SHAREOWNERS' EQUITY:	$	306,208								300,931
Total Liabilities and Shareowners' Equity	$	2,607,597								2,569,524

Interest Rate Spread				$	29,652		4.64	%					29,329		4.70

Interest Income and Rate Earned ⁽²⁾				$	39,122		6.81						37,214		6.56
Interest Expense and Rate Paid ⁽²⁾					9,470		1.65						7,885		1.39
Net Interest Margin				$	29,652		5.16	%					29,329		5.17


	Nine Months Ended September 30, 2006								Nine Months Ended September 30, 2005
	Average					Average			Average					Average
(Dollars in thousands)	Balance			Interest		Rate			Balance			Interest		Rate

ASSETS:
Loans, Net of Unearned Interest	$	2,038,050		$	116,931		7.67	%		1,936,448			96,553		6.67

Investment Securities
Taxable Investment Securities		113,859			3,588		4.19			147,099			3,225		2.92
Tax-Exempt Investment Securities		71,960			2,568		4.76			47,153			1,737		4.91
Total Investment Securities		185,819			6,156		4.41			194,252			4,962		3.41

Funds Sold		41,219			1,463		4.69			26,191			638		3.21
Total Earning Assets		2,265,088		$	124,550		7.35	%		2,156,891			102,153		6.33

Cash and Due From Banks		102,188								102,800
Allowance For Loan Losses		(17,481	)							(16,917	)
Other Assets		239,277								203,228
Total Assets	$	2,589,072								2,446,002

LIABILITIES:
Interest Bearing Deposits
NOW Accounts	$	510,556		$	5,136		1.34	%		412,679			1,780		0.58
Money Market Accounts		363,150			8,199		3.02			264,999			2,517		1.27
Savings Accounts		136,058			202		0.20			154,056			225		0.20
Time Deposits		514,857			12,886		3.35			554,570			9,885		2.38
Total Interest Bearing Deposits		1,524,621			26,423		2.32			1,386,304			14,407		1.39

Short-Term Borrowings		83,187			2,353		3.77			92,561			1,875		2.71
Subordinated Notes Payable		62,887			2,789		5.93			46,616			2,039		5.85
Other Long-Term Borrowings		61,912			2,189		4.73			69,876			2,272		4.35
Total Interest Bearing Liabilities		1,732,607		$	33,754		2.60	%		1,595,357			20,593		1.73

Noninterest Bearing Deposits		512,493								545,287
Other Liabilities		28,849								25,217

Total Liabilities		2,273,949								2,165,861

SHAREOWNERS' EQUITY:	$	315,123								280,141
Total Liabilities and Shareowners' Equity	$	2,589,072								2,446,002

Interest Rate Spread				$	90,796		4.75	%					81,560		4.60

Interest Income and Rate Earned ⁽²⁾				$	124,550		7.35						102,153		6.33
Interest Expense and Rate Paid ⁽²⁾					33,754		1.99						20,593		1.28
Net Interest Margin				$	90,796		5.36	%					81,560		5.05