Quarterly report pursuant to Section 13 or 15(d)

LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Portfolio Composition) (Details)

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LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Portfolio Composition) (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Loan Portfolio Composition    
Loans Held for Investment, Net $ 2,022,177 $ 1,835,929
Net deferred fees 2,300  
Commercial, Financial and Agricultural [Member]    
Loan Portfolio Composition    
Loans Held for Investment, Net 421,270 255,365
Real Estate - Construction [Member]    
Loan Portfolio Composition    
Loans Held for Investment, Net 117,794 115,018
Real Estate - Commercial Mortgage [Member]    
Loan Portfolio Composition    
Loans Held for Investment, Net 662,434 625,556
Real Estate - Residential [Member]    
Loan Portfolio Composition    
Loans Held for Investment, Net [1] 358,714 361,450
Loans in Process with outstanding balances 5,700 8,300
Real Estate - Home Equity [Member]    
Loan Portfolio Composition    
Loans Held for Investment, Net 194,479 197,360
Consumer [Member]    
Loan Portfolio Composition    
Loans Held for Investment, Net 267,486 281,180
Overdraft Balances $ 1,100 $ 1,600
[1]

Includes loans in process with outstanding balances of $5.7 million and $8.3 million at June 30, 2020 and December 31, 2019, respectively.

(2)Includes overdraft balances of $1.1 million and $1.6 million at June 30, 2020 and December 31, 2019, respectively.