LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in allowance for credit losses) (Details) - USD ($) |
3 Months Ended | 6 Months Ended | ||
|---|---|---|---|---|
Jun. 30, 2023 |
Jun. 30, 2022 |
Jun. 30, 2023 |
Jun. 30, 2022 |
|
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | ||||
| Beginning Balance | $ 26,507,000 | $ 20,756,000 | $ 24,736,000 | $ 21,606,000 |
| Provision for Credit Losses | 1,944,000 | 1,670,000 | 5,235,000 | 1,591,000 |
| Charge-Offs | (1,980,000) | (2,297,000) | (4,630,000) | (4,071,000) |
| Recoveries | 1,493,000 | 1,152,000 | 2,623,000 | 2,155,000 |
| Net (Charge-Offs) Recoveries | (487,000) | (1,145,000) | (2,007,000) | (1,916,000) |
| Ending Balance | 27,964,000 | 21,281,000 | 27,964,000 | 21,281,000 |
| Commercial, Financial and Agricultural [Member] | ||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | ||||
| Beginning Balance | 1,515,000 | 2,122,000 | 1,506,000 | 2,191,000 |
| Provision for Credit Losses | (86,000) | 564,000 | (8,000) | 403,000 |
| Charge-Offs | (54,000) | (1,104,000) | (218,000) | (1,177,000) |
| Recoveries | 71,000 | 59,000 | 166,000 | 224,000 |
| Net (Charge-Offs) Recoveries | 17,000 | (1,045,000) | (52,000) | (953,000) |
| Ending Balance | 1,446,000 | 1,641,000 | 1,446,000 | 1,641,000 |
| Real Estate - Construction [Member] | ||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | ||||
| Beginning Balance | 3,359,000 | 2,596,000 | 2,654,000 | 3,302,000 |
| Provision for Credit Losses | (512,000) | 542,000 | 192,000 | (172,000) |
| Charge-Offs | 0 | 0 | 0 | 0 |
| Recoveries | 1,000 | 0 | 2,000 | 8,000 |
| Net (Charge-Offs) Recoveries | 1,000 | 0 | 2,000 | 8,000 |
| Ending Balance | 2,848,000 | 3,138,000 | 2,848,000 | 3,138,000 |
| Real Estate - Commercial Mortgage [Member] | ||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | ||||
| Beginning Balance | 4,710,000 | 5,392,000 | 4,815,000 | 5,810,000 |
| Provision for Credit Losses | 732,000 | (396,000) | 739,000 | (577,000) |
| Charge-Offs | 0 | 0 | (120,000) | (266,000) |
| Recoveries | 11,000 | 56,000 | 19,000 | 85,000 |
| Net (Charge-Offs) Recoveries | 11,000 | 56,000 | (101,000) | (181,000) |
| Ending Balance | 5,453,000 | 5,052,000 | 5,453,000 | 5,052,000 |
| Real Estate - Residential [Member] | ||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | ||||
| Beginning Balance | 11,649,000 | 4,470,000 | 10,409,000 | 4,129,000 |
| Provision for Credit Losses | 1,328,000 | 1,060,000 | 2,511,000 | 1,374,000 |
| Charge-Offs | 0 | 0 | 0 | 0 |
| Recoveries | 132,000 | 115,000 | 189,000 | 142,000 |
| Net (Charge-Offs) Recoveries | 132,000 | 115,000 | 189,000 | 142,000 |
| Ending Balance | 13,109,000 | 5,645,000 | 13,109,000 | 5,645,000 |
| Real Estate - Home Equity [Member] | ||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | ||||
| Beginning Balance | 1,879,000 | 1,916,000 | 1,864,000 | 2,296,000 |
| Provision for Credit Losses | (188,000) | (223,000) | (198,000) | (628,000) |
| Charge-Offs | (39,000) | 0 | (39,000) | (33,000) |
| Recoveries | 131,000 | 67,000 | 156,000 | 125,000 |
| Net (Charge-Offs) Recoveries | 92,000 | 67,000 | 117,000 | 92,000 |
| Ending Balance | 1,783,000 | 1,760,000 | 1,783,000 | 1,760,000 |
| Consumer [Member] | ||||
| Financing Receivable, Allowance for Credit Loss [Roll Forward] | ||||
| Beginning Balance | 3,395,000 | 4,260,000 | 3,488,000 | 3,878,000 |
| Provision for Credit Losses | 670,000 | 123,000 | 1,999,000 | 1,191,000 |
| Charge-Offs | (1,887,000) | (1,193,000) | (4,253,000) | (2,595,000) |
| Recoveries | 1,147,000 | 855,000 | 2,091,000 | 1,571,000 |
| Net (Charge-Offs) Recoveries | (740,000) | (338,000) | (2,162,000) | (1,024,000) |
| Ending Balance | $ 3,325,000 | $ 4,045,000 | $ 3,325,000 | $ 4,045,000 |