Capital City Bank Group, Inc. Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

LOANS, NET (Details 4)

LOANS, NET (Details 4) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Activity in the allowance for loan losses by portfolio class
Beginning Balance	$ 23,095	$ 29,167	$ 31,035
Provision for Loan Losses	1,905us-gaap_ProvisionForLoanAndLeaseLosses	3,472us-gaap_ProvisionForLoanAndLeaseLosses	16,166us-gaap_ProvisionForLoanAndLeaseLosses
Charge-Offs	(10,046)	(12,214)	(22,222)
Recoveries	2,585	2,670	4,188
Net Charge-Offs	(7,461)	(9,544)	(18,034)
Ending Balance	17,539	23,095	29,167
Commercial, Financial and Agricultural
Activity in the allowance for loan losses by portfolio class
Beginning Balance	699	1,253	1,534
Provision for Loan Losses	742	(15)	251
Charge-Offs	(871)	(748)	(822)
Recoveries	214	209	290
Net Charge-Offs	(657)	(539)	(532)
Ending Balance	784	699	1,253
Real Estate - Construction
Activity in the allowance for loan losses by portfolio class
Beginning Balance	1,580	2,856	1,133
Provision for Loan Losses	(718)	(207)	2,309
Charge-Offs	(28)	(1,070)	(629)
Recoveries	9	1	43
Net Charge-Offs	(19)	(1,069)	(586)
Ending Balance	843	1,580	2,856
Real Estate - Commercial Mortgage
Activity in the allowance for loan losses by portfolio class
Beginning Balance	7,710	11,081	10,660
Provision for Loan Losses	897	(83)	5,770
Charge-Offs	(3,788)	(3,651)	(6,031)
Recoveries	468	363	682
Net Charge-Offs	(3,320)	(3,288)	(5,349)
Ending Balance	5,287	7,710	11,081
Real Estate - Residential
Activity in the allowance for loan losses by portfolio class
Beginning Balance	9,073	8,678	12,518
Provision for Loan Losses	(1,145)	3,392	4,588
Charge-Offs	(2,160)	(3,835)	(9,719)
Recoveries	752	838	1,291
Net Charge-Offs	(1,408)	(2,997)	(8,428)
Ending Balance	6,520	9,073	8,678
Real Estate - Home Equity
Activity in the allowance for loan losses by portfolio class
Beginning Balance	3,051	2,945	2,392
Provision for Loan Losses	1,069	971	3,050
Charge-Offs	(1,379)	(1,159)	(2,896)
Recoveries	141	294	399
Net Charge-Offs	(1,238)	(865)	(2,497)
Ending Balance	2,882	3,051	2,945
Consumer
Activity in the allowance for loan losses by portfolio class
Beginning Balance	982	1,327	1,887
Provision for Loan Losses	1,060	441	82
Charge-Offs	(1,820)	(1,751)	(2,125)
Recoveries	1,001	965	1,483
Net Charge-Offs	(819)	(786)	(642)
Ending Balance	1,223	982	1,327
Unallocated Financing Receivables
Activity in the allowance for loan losses by portfolio class
Beginning Balance		1,027	911
Provision for Loan Losses		(1,027)	116
Charge-Offs
Recoveries
Net Charge-Offs
Ending Balance			$ 1,027