LOANS, NET (Details 3) - USD ($) |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2017 |
Dec. 31, 2016 |
Dec. 31, 2015 |
|
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | $ 13,431,000 | $ 13,953,000 | $ 17,539,000 |
| Provision for Loan Losses | 2,215,000 | 819,000 | 1,594,000 |
| Charge-Offs | (4,836,000) | (4,686,000) | (7,435,000) |
| Recoveries | 2,497,000 | 3,345,000 | 2,255,000 |
| Net Charge-Offs | (2,339,000) | (1,341,000) | (5,180,000) |
| Ending Balance | 13,307,000 | 13,431,000 | 13,953,000 |
| Commercial, Financial and Agricultural [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 1,198,000 | 905,000 | 784,000 |
| Provision for Loan Losses | 1,037,000 | 817,000 | 911,000 |
| Charge-Offs | (1,357,000) | (861,000) | (1,029,000) |
| Recoveries | 313,000 | 337,000 | 239,000 |
| Net Charge-Offs | (1,044,000) | (524,000) | (790,000) |
| Ending Balance | 1,191,000 | 1,198,000 | 905,000 |
| Real Estate - Construction [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 168,000 | 101,000 | 843,000 |
| Provision for Loan Losses | (96,000) | 67,000 | (742,000) |
| Charge-Offs | 0 | 0 | 0 |
| Recoveries | 50,000 | 0 | 0 |
| Net Charge-Offs | 50,000 | 0 | 0 |
| Ending Balance | 122,000 | 168,000 | 101,000 |
| Real Estate - Commercial Mortgage [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 4,315,000 | 4,498,000 | 5,287,000 |
| Provision for Loan Losses | 542,000 | (242,000) | 278,000 |
| Charge-Offs | (685,000) | (349,000) | (1,250,000) |
| Recoveries | 174,000 | 408,000 | 183,000 |
| Net Charge-Offs | (511,000) | 59,000 | (1,067,000) |
| Ending Balance | 4,346,000 | 4,315,000 | 4,498,000 |
| Real Estate - Residential [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 3,445,000 | 4,409,000 | 6,520,000 |
| Provision for Loan Losses | (444,000) | (1,296,000) | (964,000) |
| Charge-Offs | (411,000) | (899,000) | (1,852,000) |
| Recoveries | 616,000 | 1,231,000 | 705,000 |
| Net Charge-Offs | 205,000 | 332,000 | (1,147,000) |
| Ending Balance | 3,206,000 | 3,445,000 | 4,409,000 |
| Real Estate - Home Equity [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 2,297,000 | 2,473,000 | 2,882,000 |
| Provision for Loan Losses | 180,000 | (135,000) | 858,000 |
| Charge-Offs | (190,000) | (450,000) | (1,403,000) |
| Recoveries | 219,000 | 409,000 | 136,000 |
| Net Charge-Offs | 29,000 | (41,000) | (1,267,000) |
| Ending Balance | 2,506,000 | 2,297,000 | 2,473,000 |
| Consumer [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 2,008,000 | 1,567,000 | 1,223,000 |
| Provision for Loan Losses | 996,000 | 1,608,000 | 1,253,000 |
| Charge-Offs | (2,193,000) | (2,127,000) | (1,901,000) |
| Recoveries | 1,125,000 | 960,000 | 992,000 |
| Net Charge-Offs | (1,068,000) | (1,167,000) | (909,000) |
| Ending Balance | $ 1,936,000 | $ 2,008,000 | $ 1,567,000 |