Annual report pursuant to Section 13 and 15(d)

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION

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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
ASSETS    
Cash and Due From Banks $ 65,313 $ 67,919
Federal Funds Sold and Interest Bearing Deposits 970,041 860,630
Total Cash and Cash Equivalents 1,035,354 928,549
Investment Securities, Available for Sale, at fair value (amortized cost of $660,732 and $321,191) 654,611 324,870
Investment Securities, Held to Maturity (fair value of $339,699 and $175,175) 339,601 169,939
Equity Securities 861 0
Total Investment Securities 995,073 494,809
Loans Held For Sale, at fair value 52,532 114,039
Loans Held for Investment 1,931,465 2,006,426
Allowance for Credit Losses (21,606) (23,816)
Loans Held for Investment, Net 1,909,859 1,982,610
Premises and Equipment, Net 83,412 86,791
Goodwill and Other Intangibles 93,253 89,095
Other Real Estate Owned 17 808
Other Assets 94,349 101,370
Total Assets 4,263,849 3,798,071
Deposits [Abstract]    
Noninterest Bearing Deposits 1,668,912 1,328,809
Interest Bearing Deposits 2,043,950 1,888,751
Total Deposits 3,712,862 3,217,560
Short-Term Borrowings 34,557 79,654
Subordinated Notes Payable 52,887 52,887
Other Long-Term Borrowings 884 3,057
Other Liabilities 67,735 102,076
Total Liabilities 3,868,925 3,455,234
Temporary Equity 11,758 22,000
SHAREOWNERS' EQUITY    
Preferred Stock, $.01 par value; 3,000,000 shares authorized; no shares issued and outstanding
Common Stock, $.01 par value; 90,000,000 shares authorized;16,892,060 and 16,790,573 shares issued and outstanding at December 31, 2021 and 2020, respectively 169 168
Additional Paid-In Capital 34,423 32,283
Retained Earnings 364,788 332,528
Accumulated Other Comprehensive Loss, Net of Tax (16,214) (44,142)
Total Shareowners' Equity 383,166 320,837
Total Liabilities, Temporary Equity, and Shareowners' Equity $ 4,263,849 $ 3,798,071