Capital City Bank Group, Inc. Annual report pursuant to Section 13 and 15(d)

REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2019

							To Be Well-
							Capitalized Under
				Required			Prompt
				For Capital			Corrective
	Actual			Adequacy Purposes			Action Provisions
(Dollars in Thousands)	Amount		Ratio	Amount		Ratio	Amount		Ratio
2019
Common Equity Tier 1:
CCBG	$	273,676	14.47%	$	85,131	4.50%		*	*
CCB		304,340	16.14%		84,867	4.50%	$	122,585	6.50%

Tier 1 Capital:
CCBG		324,676	17.16%		113,509	6.00%		*	*
CCB		304,340	16.14%		113,156	6.00%		150,874	8.00%

Total Capital:
CCBG		338,582	17.90%		151,345	8.00%		*	*
CCB		318,245	16.87%		150,874	8.00%		188,593	10.00%

Tier 1 Leverage:
CCBG		324,676	11.25%		115,459	4.00%		*	*
CCB		304,340	10.57%		115,168	4.00%		143,960	5.00%

2018
Common Equity Tier 1:
CCBG	$	249,774	13.58%	$	82,748	4.50%		*	*
CCB		290,014	15.82%		82,503	4.50%	$	119,172	6.50%

Tier 1 Capital:
CCBG		300,774	16.36%		110,331	6.00%		*	*
CCB		290,014	15.82%		110,005	6.00%		146,673	8.00%

Total Capital:
CCBG		314,984	17.13%		147,108	8.00%		*	*
CCB		304,224	16.59%		146,673	8.00%		183,341	10.00%

Tier 1 Leverage:
CCBG		300,774	10.89%		110,491	4.00%		*	*
CCB		290,014	10.53%		110,216	4.00%		137,770	5.00%

* Not applicable to bank holding companies.