Quarterly report pursuant to Section 13 or 15(d)

LOANS, NET (Details 4)

v3.2.0.727
LOANS, NET (Details 4) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Activity in the allowance for loan losses by portfolio class        
Beginning Balance $ 16,090 $ 22,110 $ 17,539 $ 23,095
Provision for Loan Losses 375 499 668 858
Charge-Offs (1,813) (2,606) (4,070) (4,750)
Recoveries 584 540 1,099 1,340
Net Charge-Offs (1,229) (2,066) (2,971) (3,410)
Ending Balance 15,236 20,543 15,236 20,543
Commercial, Financial and Agricultural [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance 903 633 784 699
Provision for Loan Losses 171 114 525 (16)
Charge-Offs (239) (86) (529) (97)
Recoveries 82 45 137 120
Net Charge-Offs (157) (41) (392) 23
Ending Balance 917 706 917 706
Real Estate - Construction [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance 574 1,842 843 1,580
Provision for Loan Losses $ (214) $ (576) $ (483) $ (318)
Charge-Offs        
Recoveries   $ 1   $ 5
Net Charge-Offs   1   5
Ending Balance $ 360 1,267 $ 360 1,267
Real Estate - Commercial Mortgage [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance 4,501 7,080 5,287 7,710
Provision for Loan Losses 5 (56) 93 (119)
Charge-Offs (285) (1,029) (1,189) (1,623)
Recoveries 54 152 84 179
Net Charge-Offs (231) (877) (1,105) (1,444)
Ending Balance 4,275 6,147 4,275 6,147
Real Estate - Residential [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance 6,195 8,842 6,520 9,073
Provision for Loan Losses (257) 15 (325) 120
Charge-Offs (484) (695) (789) (1,426)
Recoveries 200 52 248 447
Net Charge-Offs (284) (643) (541) (979)
Ending Balance 5,654 8,214 5,654 8,214
Real Estate - Home Equity [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance 2,547 2,853 2,882 3,051
Provision for Loan Losses 410 523 233 717
Charge-Offs (454) (375) (636) (778)
Recoveries 33 65 57 76
Net Charge-Offs (421) (310) (579) (702)
Ending Balance 2,536 3,066 2,536 3,066
Consumer [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance 1,370 860 1,223 982
Provision for Loan Losses 260 479 625 474
Charge-Offs (351) (421) (927) (826)
Recoveries 215 225 573 513
Net Charge-Offs (136) (196) (354) (313)
Ending Balance $ 1,494 $ 1,143 $ 1,494 $ 1,143