LOANS, NET (Allowance for Loan Losses) (Details) - USD ($) |
3 Months Ended | 9 Months Ended | ||
|---|---|---|---|---|
Sep. 30, 2016 |
Sep. 30, 2015 |
Sep. 30, 2016 |
Sep. 30, 2015 |
|
| Activity in the allowance for loan losses by portfolio class | ||||
| Beginning Balance | $ 13,677,000 | $ 15,236,000 | $ 13,953,000 | $ 17,539,000 |
| Provision for Loan Losses | 0 | 413,000 | 355,000 | 1,081,000 |
| Charge-Offs | (774,000) | (1,503,000) | (3,310,000) | (5,573,000) |
| Recoveries | 841,000 | 591,000 | 2,746,000 | 1,690,000 |
| Net Charge-Offs | 67,000 | (912,000) | (564,000) | (3,883,000) |
| Ending Balance | 13,744,000 | 14,737,000 | 13,744,000 | 14,737,000 |
| Commercial, Financial and Agricultural [Member] | ||||
| Activity in the allowance for loan losses by portfolio class | ||||
| Beginning Balance | 1,048,000 | 917,000 | 905,000 | 784,000 |
| Provision for Loan Losses | 163,000 | 183,000 | 559,000 | 708,000 |
| Charge-Offs | (143,000) | (365,000) | (484,000) | (894,000) |
| Recoveries | 199,000 | 45,000 | 287,000 | 182,000 |
| Net Charge-Offs | 56,000 | (320,000) | (197,000) | (712,000) |
| Ending Balance | 1,267,000 | 780,000 | 1,267,000 | 780,000 |
| Real Estate - Construction [Member] | ||||
| Activity in the allowance for loan losses by portfolio class | ||||
| Beginning Balance | 126,000 | 360,000 | 101,000 | 843,000 |
| Provision for Loan Losses | (3,000) | (64,000) | 22,000 | (547,000) |
| Charge-Offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Net Charge-Offs | 0 | 0 | 0 | 0 |
| Ending Balance | 123,000 | 296,000 | 123,000 | 296,000 |
| Real Estate - Commercial Mortgage [Member] | ||||
| Activity in the allowance for loan losses by portfolio class | ||||
| Beginning Balance | 4,389,000 | 4,275,000 | 4,498,000 | 5,287,000 |
| Provision for Loan Losses | 224,000 | 333,000 | 71,000 | 426,000 |
| Charge-Offs | (5,000) | 26,000 | (279,000) | (1,163,000) |
| Recoveries | 45,000 | 86,000 | 363,000 | 170,000 |
| Net Charge-Offs | 40,000 | 112,000 | 84,000 | (993,000) |
| Ending Balance | 4,653,000 | 4,720,000 | 4,653,000 | 4,720,000 |
| Real Estate - Residential [Member] | ||||
| Activity in the allowance for loan losses by portfolio class | ||||
| Beginning Balance | 3,835,000 | 5,654,000 | 4,409,000 | 6,520,000 |
| Provision for Loan Losses | (324,000) | (545,000) | (1,030,000) | (870,000) |
| Charge-Offs | (96,000) | (476,000) | (779,000) | (1,265,000) |
| Recoveries | 139,000 | 193,000 | 954,000 | 441,000 |
| Net Charge-Offs | 43,000 | (283,000) | 175,000 | (824,000) |
| Ending Balance | 3,554,000 | 4,826,000 | 3,554,000 | 4,826,000 |
| Real Estate - Home Equity [Member] | ||||
| Activity in the allowance for loan losses by portfolio class | ||||
| Beginning Balance | 2,391,000 | 2,536,000 | 2,473,000 | 2,882,000 |
| Provision for Loan Losses | (307,000) | 273,000 | (168,000) | 506,000 |
| Charge-Offs | (51,000) | (370,000) | (412,000) | (1,006,000) |
| Recoveries | 237,000 | 42,000 | 377,000 | 99,000 |
| Net Charge-Offs | 186,000 | (328,000) | (35,000) | (907,000) |
| Ending Balance | 2,270,000 | 2,481,000 | 2,270,000 | 2,481,000 |
| Consumer [Member] | ||||
| Activity in the allowance for loan losses by portfolio class | ||||
| Beginning Balance | 1,888,000 | 1,494,000 | 1,567,000 | 1,223,000 |
| Provision for Loan Losses | 247,000 | 233,000 | 901,000 | 858,000 |
| Charge-Offs | (479,000) | (318,000) | (1,356,000) | (1,245,000) |
| Recoveries | 221,000 | 225,000 | 765,000 | 798,000 |
| Net Charge-Offs | (258,000) | (93,000) | (591,000) | (447,000) |
| Ending Balance | $ 1,877,000 | $ 1,634,000 | $ 1,877,000 | $ 1,634,000 |