Quarterly report pursuant to Section 13 or 15(d)

LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in the allowance for credit losses) (Details)

v3.20.2
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in the allowance for credit losses) (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   $ 14,593   $ 14,210
Provision for Credit Losses   776   2,189
Charge-Offs   (1,659)   (3,885)
Recoveries   609   1,805
Net Charge-Offs   (1,050)   (2,080)
Ending Balance   14,319   14,319
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance $ 22,457   $ 13,905  
Provision for credit losses 1,265   7,870  
Charge-Offs (1,282)   (4,776)  
Recoveries 697   2,869  
Net loan charge-offs (585)   (1,907)  
Ending Balance 23,137   23,137  
Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     3,269  
Commercial, Financial and Agricultural [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   1,648   1,434
Provision for Credit Losses   236   648
Charge-Offs   (289)   (619)
Recoveries   86   218
Net Charge-Offs   (203)   (401)
Ending Balance   1,681   1,681
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 2,468   1,675  
Provision for credit losses (195)   544  
Charge-Offs (137)   (685)  
Recoveries 74   188  
Net loan charge-offs (63)   (497)  
Ending Balance 2,210   2,210  
Commercial, Financial and Agricultural [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     488  
Real Estate - Construction [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   521   280
Provision for Credit Losses   81   322
Charge-Offs   (223)   (223)
Recoveries   0   0
Net Charge-Offs   (223)   (223)
Ending Balance   379   379
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 1,955   370  
Provision for credit losses 161   1,444  
Charge-Offs 0   0  
Recoveries 0   0  
Net loan charge-offs 0   0  
Ending Balance 2,116   2,116  
Real Estate - Construction [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     302  
Real Estate - Commercial Mortgage [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   3,889   4,181
Provision for Credit Losses   (304)   (611)
Charge-Offs   (26)   (181)
Recoveries   142   312
Net Charge-Offs   116   131
Ending Balance   3,701   3,701
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 6,640   3,416  
Provision for credit losses 616   2,132  
Charge-Offs (17)   (28)  
Recoveries 30   291  
Net loan charge-offs 13   263  
Ending Balance 7,269   7,269  
Real Estate - Commercial Mortgage [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     1,458  
Real Estate - Residential [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   3,210   3,400
Provision for Credit Losses   3   (125)
Charge-Offs   (44)   (373)
Recoveries   46   313
Net Charge-Offs   2   (60)
Ending Balance   3,215   3,215
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 5,440   3,128  
Provision for credit losses (344)   745  
Charge-Offs (1)   (112)  
Recoveries 35   126  
Net loan charge-offs 34   14  
Ending Balance 5,130   5,130  
Real Estate - Residential [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     1,243  
Real Estate - Home Equity [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   2,383   2,301
Provision for Credit Losses   71   158
Charge-Offs   (333)   (430)
Recoveries   58   150
Net Charge-Offs   (275)   (280)
Ending Balance   2,179   2,179
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 2,753   2,224  
Provision for credit losses 196   337  
Charge-Offs (58)   (141)  
Recoveries 41   138  
Net loan charge-offs (17)   (3)  
Ending Balance 2,932   2,932  
Real Estate - Home Equity [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     374  
Consumer [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   2,942   2,614
Provision for Credit Losses   689   1,797
Charge-Offs   (744)   (2,059)
Recoveries   277   812
Net Charge-Offs   (467)   (1,247)
Ending Balance   $ 3,164   $ 3,164
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 3,201   3,092  
Provision for credit losses 831   2,668  
Charge-Offs (1,069)   (3,810)  
Recoveries 517   2,126  
Net loan charge-offs (552)   (1,684)  
Ending Balance $ 3,480   3,480  
Consumer [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     $ (596)