Quarterly report pursuant to Section 13 or 15(d)

CONSOLIDATED STATEMENTS OF CASH FLOWS

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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands
 9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income (Loss) $ 5,432 $ (2,331)
Adjustments to Reconcile Net Income to Cash Provided by Operating Activities:    
Provision for Loan Losses 11,396 20,041
Depreciation 5,127 5,306
Net Securities Amortization 2,856 2,421
Amortization of Intangible Assets 568 2,129
Gain (Loss) on Securities Transactions 0 8
Loss on Impaired Security 0 61
Origination of Loans Held-for-Sale (84,773) (99,508)
Proceeds From Sales of Loans Held-for-Sale 84,694 94,857
Net Gain From Sales of Loans Held-for-Sale (1,830) (1,921)
Non-Cash Compensation 430 0
Decrease in Deferred Income Taxes (586) (661)
Net Decrease in Other Assets 36,547 17,063
Net Increase in Other Liabilities 10,323 12,111
Net Cash Provided By Operating Activities 70,184 49,560
Securities Available-for-Sale:    
Purchases 60,672 121,609
Sales 0 505
Payments, Maturities, and Calls 62,257 65,185
Net Decrease in Loans (54,420) (63,048)
Purchase of Premises & Equipment 1,242 5,556
Net Cash Provided By Investing Activities 54,763 1,573
CASH FLOWS FROM FINANCING ACTIVITIES    
Decrease in Deposits (60,178) (136,791)
Net Decrease (Increase) in Short-Term Borrowings (45,419) 2,298
Increase (Decrease) in Other Long-Term Borrowings 789 (1,969)
Repayment of Other Long-Term Borrowings 5,501 956
Dividends Paid 5,142 6,658
Issuance of Common Stock 725 766
Net Cash Used by Financing Activities (114,726) (143,310)
NET CHANGE IN CASH AND CASH EQUIVALENTS 10,221 (92,177)
Cash and Cash Equivalents at End of Period 236,193 334,293
Cash and Cash Equivalents at End of Period 246,414 242,116
Interest Paid on Deposits 3,548 7,884
Interest Paid on Debt 2,892 3,383
Taxes Paid 6,402 485
Loans Transferred to Other Real Estate Owned 31,287 31,907
Issuance of Common Stock as Non-Cash Compensation 725 765
Transfer of Current Portion of Long-Term Borrowings $ 0 $ 10,000