Quarterly report pursuant to Section 13 or 15(d)

LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in allowance for credit losses) (Details)

v3.24.2
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in allowance for credit losses) (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance $ 29,941 $ 25,068 $ 25,068
Provision for Credit Losses 882 3,260  
Charge-Offs (2,563) (2,650)  
Recoveries 1,069 1,130  
Net (Charge-Offs) Recoveries (1,494) (1,520)  
Ending Balance 29,329 26,808 29,941
Commercial, Financial and Agricultural [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 1,482 1,506 1,506
Provision for Credit Losses 284 78  
Charge-Offs (282) (164) (511)
Recoveries 41 95  
Net (Charge-Offs) Recoveries (241) (69)  
Ending Balance 1,525 1,515 1,482
Real Estate - Construction [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 2,502 2,654 2,654
Provision for Credit Losses (633) 704  
Charge-Offs 0 0  
Recoveries 0 1  
Net (Charge-Offs) Recoveries 0 1  
Ending Balance 1,869 3,359 2,502
Real Estate - Commercial Mortgage [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 5,782 4,815 4,815
Provision for Credit Losses (39) 7  
Charge-Offs 0 (120) (120)
Recoveries 204 8  
Net (Charge-Offs) Recoveries 204 (112)  
Ending Balance 5,947 4,710 5,782
Real Estate - Residential [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 15,056 10,741 10,741
Provision for Credit Losses (248) 1,152  
Charge-Offs (17) 0 (79)
Recoveries 37 57  
Net (Charge-Offs) Recoveries 20 57  
Ending Balance 14,828 11,950 15,056
Real Estate - Home Equity [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 1,818 1,864 1,864
Provision for Credit Losses 130 (10)  
Charge-Offs (76) 0 (39)
Recoveries 24 25  
Net (Charge-Offs) Recoveries (52) 25  
Ending Balance 1,896 1,879 1,818
Consumer [Member]      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning Balance 3,301 3,488 3,488
Provision for Credit Losses 1,388 1,329  
Charge-Offs (2,188) (2,366) (8,543)
Recoveries 763 944  
Net (Charge-Offs) Recoveries (1,425) (1,422)  
Ending Balance $ 3,264 $ 3,395 $ 3,301