Quarterly report pursuant to Section 13 or 15(d)

LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Loans held for investment by years of origination) (Details)

v3.24.2
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Loans held for investment by years of origination) (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Financing Receivable, Recorded Investment [Line Items]      
Total $ 2,731,172   $ 2,733,918
Current Period Gross Writeoffs, Total 2,563 $ 2,650  
Commercial, Financial and Agricultural [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 8,914   57,652
2023 54,524   67,456
2022 61,462   29,387
2021 26,367   10,697
2020 9,121   7,787
Prior 13,978   7,624
Revolving Loans 43,932   44,587
Total 218,298   225,190
Current Period Gross Writeoffs, 2024 0   6
Current Period Gross Writeoffs, 2023 16   252
Current Period Gross Writeoffs, 2022 167   65
Current Period Gross Writeoffs, 2021 73   31
Current Period Gross Writeoffs, 2020 6   41
Current Period Gross Writeoffs, Prior 0   19
Current Period Gross Writeoffs, Revolving 20   97
Current Period Gross Writeoffs, Total 282 164 511
Commercial, Financial and Agricultural [Member] | Pass [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 8,690   57,320
2023 54,213   66,671
2022 60,831   28,933
2021 25,989   10,610
2020 9,022   7,758
Prior 13,831   7,502
Revolving Loans 43,073   44,350
Total 215,649   223,144
Commercial, Financial and Agricultural [Member] | Special Mention [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 224   168
2023 153   608
2022 542   356
2021 305   10
2020 9   9
Prior 5   0
Revolving Loans 698   76
Total 1,936   1,227
Commercial, Financial and Agricultural [Member] | Substandard [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 0   164
2023 158   177
2022 89   98
2021 73   77
2020 90   20
Prior 142   122
Revolving Loans 161   161
Total 713   819
Real Estate - Construction [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 9,733   102,315
2023 122,163   68,812
2022 52,672   19,296
2021 12,894   863
2020 210   188
Prior 187   0
Revolving Loans 4,833   4,617
Total 202,692   196,091
Current Period Gross Writeoffs, Total 0 0  
Real Estate - Construction [Member] | Pass [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 9,733   101,684
2023 121,495   68,265
2022 52,078   18,181
2021 12,036   0
2020 0   188
Prior 187   0
Revolving Loans 4,833   4,617
Total 200,362   192,935
Real Estate - Construction [Member] | Special Mention [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 0   631
2023 668   500
2022 520   539
2021 290   212
2020 210   0
Prior 0   0
Revolving Loans 0   0
Total 1,688   1,882
Real Estate - Construction [Member] | Substandard [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 0   0
2023 0   47
2022 74   576
2021 568   651
2020 0   0
Prior 0   0
Revolving Loans 0   0
Total 642   1,274
Real Estate - Commercial Mortgage [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 17,060   121,106
2023 119,964   281,989
2022 278,428   142,358
2021 138,680   103,076
2020 101,280   45,841
Prior 150,235   112,025
Revolving Loans 18,043   19,061
Total 823,690   825,456
Current Period Gross Writeoffs, 2024     0
Current Period Gross Writeoffs, 2023     0
Current Period Gross Writeoffs, 2022     0
Current Period Gross Writeoffs, 2021     0
Current Period Gross Writeoffs, 2020     0
Current Period Gross Writeoffs, Prior     120
Current Period Gross Writeoffs, Revolving     0
Current Period Gross Writeoffs, Total 0 120 120
Real Estate - Commercial Mortgage [Member] | Pass [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 17,060   117,840
2023 114,391   275,079
2022 271,591   135,663
2021 132,081   101,210
2020 98,214   43,878
Prior 146,120   109,878
Revolving Loans 17,344   18,367
Total 796,801   801,915
Real Estate - Commercial Mortgage [Member] | Special Mention [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 0   3,266
2023 5,573   5,684
2022 5,633   0
2021 0   229
2020 795   1,358
Prior 1,995   573
Revolving Loans 0   0
Total 13,996   11,110
Real Estate - Commercial Mortgage [Member] | Substandard [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 0   0
2023 0   1,226
2022 1,204   6,695
2021 6,599   1,637
2020 2,271   605
Prior 2,120   1,574
Revolving Loans 699   694
Total 12,893   12,431
Real Estate - Residential [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 38,629   373,232
2023 358,326   401,636
2022 392,122   85,097
2021 83,232   38,007
2020 36,567   25,855
Prior 99,195   72,140
Revolving Loans 8,509   8,252
Total 1,016,580   1,004,219
Current Period Gross Writeoffs, 2024 0   0
Current Period Gross Writeoffs, 2023 13   0
Current Period Gross Writeoffs, 2022 0   79
Current Period Gross Writeoffs, 2021 0   0
Current Period Gross Writeoffs, 2020 0   0
Current Period Gross Writeoffs, Prior 4   0
Current Period Gross Writeoffs, Revolving 0   0
Current Period Gross Writeoffs, Total 17 0 79
Real Estate - Residential [Member] | Pass [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 38,629   372,394
2023 358,059   400,437
2022 390,522   83,108
2021 80,624   35,879
2020 35,045   24,848
Prior 95,003   68,685
Revolving Loans 8,509   8,252
Total 1,006,391   993,603
Real Estate - Residential [Member] | Special Mention [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 0   268
2023 267   89
2022 88   83
2021 82   502
2020 494   0
Prior 163   313
Revolving Loans 0   0
Total 1,094   1,255
Real Estate - Residential [Member] | Substandard [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 0   570
2023 0   1,110
2022 1,512   1,906
2021 2,526   1,626
2020 1,028   1,007
Prior 4,029   3,142
Revolving Loans 0   0
Total 9,095   9,361
Real Estate - Home Equity [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 11   890
2023 507   48
2022 47   127
2021 130   11
2020 10   386
Prior 2,388   950
Revolving Loans 211,524   208,508
Total 214,617   210,920
Current Period Gross Writeoffs, 2024 0   0
Current Period Gross Writeoffs, 2023 0   0
Current Period Gross Writeoffs, 2022 0   0
Current Period Gross Writeoffs, 2021 0   0
Current Period Gross Writeoffs, 2020 0   0
Current Period Gross Writeoffs, Prior 0   0
Current Period Gross Writeoffs, Revolving 76   39
Current Period Gross Writeoffs, Total 76 0 39
Real Estate - Home Equity [Member] | Performing Financial Instruments [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 11   890
2023 507   48
2022 47   127
2021 130   11
2020 10   386
Prior 2,388   950
Revolving Loans 210,775   207,509
Total 213,868   209,921
Real Estate - Home Equity [Member] | Nonperforming Financial Instruments [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 0   0
2023 0   0
2022 0   0
2021 0   0
2020 0   0
Prior 0   0
Revolving Loans 749   999
Total 749   999
Consumer [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 11,402   68,789
2023 63,436   90,386
2022 80,932   70,940
2021 63,361   21,318
2020 18,313   10,210
Prior 10,908   4,258
Revolving Loans 6,943   6,141
Total 255,295   272,042
Current Period Gross Writeoffs, 2024 638   3,137
Current Period Gross Writeoffs, 2023 418   3,224
Current Period Gross Writeoffs, 2022 697   1,362
Current Period Gross Writeoffs, 2021 231   329
Current Period Gross Writeoffs, 2020 92   230
Current Period Gross Writeoffs, Prior 35   99
Current Period Gross Writeoffs, Revolving 77   162
Current Period Gross Writeoffs, Total 2,188 $ 2,366 8,543
Consumer [Member] | Performing Financial Instruments [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 11,402   68,496
2023 63,285   90,031
2022 80,641   70,882
2021 63,277   21,314
2020 18,244   10,210
Prior 10,864   4,258
Revolving Loans 6,304   5,431
Total 254,017   270,622
Consumer [Member] | Nonperforming Financial Instruments [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2024 0   293
2023 151   355
2022 291   58
2021 84   4
2020 69   0
Prior 44   0
Revolving Loans 639   710
Total $ 1,278   $ 1,420