Capital City Bank Group, Inc. Quarterly report pursuant to Section 13 or 15(d)

Quarterly report pursuant to Section 13 or 15(d)

LOANS, NET (Details10)

LOANS, NET (Details10) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 29,929	$ 31,080	$ 31,035	$ 35,436
Provision for Loan Losses	2,864	3,718	13,400	11,396
Charge-Offs	(3,140)	(5,991)	(17,251)	(19,251)
Recoveries	569	851	3,038	2,077
Net Charge-Offs	(2,571)	(5,140)	(14,213)	(17,174)
Ending Balance	30,222	29,658	30,222	29,658
Commercial, Financial and Agricultural
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	1,320	1,784	1,534	1,544
Provision for Loan Losses	572	(17)	534	1,133
Charge-Offs	(331)	(186)	(657)	(1,208)
Recoveries	53	33	203	145
Net Charge-Offs	(278)	(153)	(454)	(1,063)
Ending Balance	1,614	1,614	1,614	1,614
Real Estate-Construction
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	2,703	1,745	1,133	2,060
Provision for Loan Losses	329	(530)	2,147	(845)
Charge-Offs	(127)	(75)	(402)	(90)
Recoveries	9		36	15
Net Charge-Offs	(118)	(75)	(366)	(75)
Ending Balance	2,914	1,140	2,914	1,140
Real Estate-Commercial Mortgage
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	8,550	8,561	10,660	8,645
Provision for Loan Losses	1,788	3,187	4,548	6,215
Charge-Offs	(512)	(1,031)	(5,562)	(4,270)
Recoveries	34	37	214	164
Net Charge-Offs	(478)	(994)	(5,348)	(4,106)
Ending Balance	9,860	10,754	9,860	10,754
Real Estate-Residential
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	12,085	13,947	12,518	17,046
Provision for Loan Losses	(792)	557	3,505	3,113
Charge-Offs	(981)	(3,287)	(6,843)	(9,115)
Recoveries	76	271	1,208	444
Net Charge-Offs	(905)	(3,016)	(5,635)	(8,671)
Ending Balance	10,388	11,488	10,388	11,488
Real Estate-Home Equity
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	2,830	2,248	2,392	2,522
Provision for Loan Losses	1,130	356	2,752	1,922
Charge-Offs	(834)	(580)	(2,152)	(2,513)
Recoveries	15	108	149	201
Net Charge-Offs	(819)	(472)	(2,003)	(2,312)
Ending Balance	3,141	2,132	3,141	2,132
Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	1,441	1,795	1,887	2,612
Provision for Loan Losses	(130)	165	(142)	(135)
Charge-Offs	(355)	(832)	(1,635)	(2,055)
Recoveries	382	402	1,228	1,108
Net Charge-Offs	27	(430)	(407)	(947)
Ending Balance	1,338	1,530	1,338	1,530
Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	1,000	1,000	911	1,007
Provision for Loan Losses	(33)		56	(7)
Charge-Offs
Recoveries
Net Charge-Offs
Ending Balance	$ 967	$ 1,000	$ 967	$ 1,000

- Definition

Reflects the net amount of other additions and reductions in the reserve for credit losses.

+ References + Details

- Definition

Reflects the gross amount charged against earnings during the period as credit losses (bad debt expense) based on review of the loan and lease portfolio and application of the methodology for estimating credit losses.

+ References + Details

- Definition

Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts.

+ References + Details

- Definition

Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities.

+ References + Details

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details