Schedule of Company and Bank's actual capital amounts and ratios |
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To Be Well- |
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Capitalized Under |
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Required |
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Prompt |
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For Capital |
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Corrective |
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Actual |
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Adequacy Purposes |
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Action Provisions |
(Dollars in Thousands) |
Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
2018 |
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Common Equity Tier 1: |
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CCBG |
$ |
249,774 |
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13.58% |
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$ |
82,748 |
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4.50% |
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* |
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* |
CCB |
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290,014 |
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15.82% |
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82,503 |
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4.50% |
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$ |
119,172 |
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6.50% |
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Tier 1 Capital: |
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CCBG |
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300,774 |
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16.36% |
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110,331 |
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6.00% |
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* |
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* |
CCB |
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290,014 |
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15.82% |
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110,005 |
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6.00% |
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146,673 |
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8.00% |
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Total Capital: |
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CCBG |
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314,984 |
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17.13% |
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147,108 |
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8.00% |
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* |
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* |
CCB |
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304,224 |
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16.59% |
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146,673 |
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8.00% |
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183,341 |
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10.00% |
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Tier 1 Leverage: |
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CCBG |
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300,774 |
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10.89% |
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110,491 |
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4.00% |
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* |
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* |
CCB |
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290,014 |
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10.53% |
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110,216 |
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4.00% |
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137,770 |
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5.00% |
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2017 |
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Common Equity Tier 1: |
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CCBG |
$ |
234,477 |
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13.42% |
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$ |
78,648 |
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4.50% |
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* |
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* |
CCB |
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275,796 |
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15.83% |
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78,418 |
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4.50% |
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$ |
113,270 |
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6.50% |
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Tier 1 Capital: |
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CCBG |
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285,477 |
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16.33% |
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104,864 |
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6.00% |
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* |
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* |
CCB |
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275,796 |
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15.83% |
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104,557 |
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6.00% |
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139,410 |
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8.00% |
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Total Capital: |
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CCBG |
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298,784 |
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17.10% |
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139,819 |
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8.00% |
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* |
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* |
CCB |
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289,103 |
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16.59% |
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139,410 |
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8.00% |
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174,262 |
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10.00% |
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Tier 1 Leverage: |
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CCBG |
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285,477 |
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10.47% |
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109,082 |
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4.00% |
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* |
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* |
CCB |
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275,796 |
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10.14% |
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108,764 |
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4.00% |
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135,956 |
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5.00% |
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* Not applicable to bank holding companies. |
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