LOANS, NET (Details 3) - USD ($) |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2018 |
Dec. 31, 2017 |
Dec. 31, 2016 |
|
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | $ 13,307,000 | $ 13,431,000 | $ 13,953,000 |
| Provision for Loan Losses | 2,921,000 | 2,215,000 | 819,000 |
| Charge-Offs | (4,674,000) | (4,836,000) | (4,686,000) |
| Recoveries | 2,656,000 | 2,497,000 | 3,345,000 |
| Net Charge-Offs | (2,018,000) | (2,339,000) | (1,341,000) |
| Ending Balance | 14,210,000 | 13,307,000 | 13,431,000 |
| Commercial, Financial and Agricultural [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 1,191,000 | 1,198,000 | 905,000 |
| Provision for Loan Losses | 428,000 | 1,037,000 | 817,000 |
| Charge-Offs | (644,000) | (1,357,000) | (861,000) |
| Recoveries | 459,000 | 313,000 | 337,000 |
| Net Charge-Offs | (185,000) | (1,044,000) | (524,000) |
| Ending Balance | 1,434,000 | 1,191,000 | 1,198,000 |
| Real Estate - Construction [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 122,000 | 168,000 | 101,000 |
| Provision for Loan Losses | 139,000 | (96,000) | 67,000 |
| Charge-Offs | (7,000) | 0 | 0 |
| Recoveries | 26,000 | 50,000 | 0 |
| Net Charge-Offs | 19,000 | 50,000 | 0 |
| Ending Balance | 280,000 | 122,000 | 168,000 |
| Real Estate - Commercial Mortgage [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 4,346,000 | 4,315,000 | 4,498,000 |
| Provision for Loan Losses | (223,000) | 542,000 | (242,000) |
| Charge-Offs | (315,000) | (685,000) | (349,000) |
| Recoveries | 373,000 | 174,000 | 408,000 |
| Net Charge-Offs | 58,000 | (511,000) | 59,000 |
| Ending Balance | 4,181,000 | 4,346,000 | 4,315,000 |
| Real Estate - Residential [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 3,206,000 | 3,445,000 | 4,409,000 |
| Provision for Loan Losses | 331,000 | (444,000) | (1,296,000) |
| Charge-Offs | (780,000) | (411,000) | (899,000) |
| Recoveries | 643,000 | 616,000 | 1,231,000 |
| Net Charge-Offs | (137,000) | 205,000 | 332,000 |
| Ending Balance | 3,400,000 | 3,206,000 | 3,445,000 |
| Real Estate - Home Equity [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 2,506,000 | 2,297,000 | 2,473,000 |
| Provision for Loan Losses | 137,000 | 180,000 | (135,000) |
| Charge-Offs | (533,000) | (190,000) | (450,000) |
| Recoveries | 191,000 | 219,000 | 409,000 |
| Net Charge-Offs | (342,000) | 29,000 | (41,000) |
| Ending Balance | 2,301,000 | 2,506,000 | 2,297,000 |
| Consumer [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 1,936,000 | 2,008,000 | 1,567,000 |
| Provision for Loan Losses | 2,109,000 | 996,000 | 1,608,000 |
| Charge-Offs | (2,395,000) | (2,193,000) | (2,127,000) |
| Recoveries | 964,000 | 1,125,000 | 960,000 |
| Net Charge-Offs | (1,431,000) | (1,068,000) | (1,167,000) |
| Ending Balance | $ 2,614,000 | $ 1,936,000 | $ 2,008,000 |