Quarterly report pursuant to Section 13 or 15(d)

LOANS, NET (Portfolio Composition) (Details)

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LOANS, NET (Portfolio Composition) (Details) - USD ($)
Jun. 30, 2019
Dec. 31, 2018
Loan Portfolio Composition    
Loans and Leases Receivable, Net of Deferred Income $ 1,835,182,000 $ 1,774,225,000
Net deferred fees 1,800,000 1,500,000
Commercial, Financial and Agricultural [Member]    
Loan Portfolio Composition    
Loans and Leases Receivable, Net of Deferred Income 265,001,000 233,689,000
Real Estate - Construction [Member]    
Loan Portfolio Composition    
Loans and Leases Receivable, Net of Deferred Income 101,372,000 89,527,000
Real Estate - Commercial Mortgage [Member]    
Loan Portfolio Composition    
Loans and Leases Receivable, Net of Deferred Income 614,618,000 602,061,000
Real Estate - Residential [Member]    
Loan Portfolio Composition    
Loans and Leases Receivable, Net of Deferred Income [1] 362,974,000 342,215,000
Loans in Process with outstanding balances 14,200,000 9,200,000
Real Estate - Home Equity [Member]    
Loan Portfolio Composition    
Loans and Leases Receivable, Net of Deferred Income 201,579,000 210,111,000
Consumer [Member]    
Loan Portfolio Composition    
Loans and Leases Receivable, Net of Deferred Income 289,638,000 296,622,000
Overdraft Balances $ 1,400,000 $ 1,600,000
[1]

Includes loans in process with outstanding balances of $ 14 .2 million and $ 9.2 million at June 30, 2019 and December 31, 2018 , respective ly.

( 2 ) Includes overdraft balances of $ 1.4 million and $1.6 million at June 30, 2019 and December 31, 2018 , respectively.