| Schedule of actual capital levels |
| |
|
Actual |
|
Required
For Capital
Adequacy Purposes |
|
To Be Well-
Capitalized Under
Prompt Corrective
Action Provisions |
| (Dollars in Thousands) |
|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
|
Amount |
|
Ratio |
| 2012 |
|
|
|
|
|
|
|
|
|
|
|
|
| Tier I Capital: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| CCBG |
|
$ |
239,520 |
|
|
|
14.35 |
% |
|
$ |
67,104 |
|
|
|
4.00 |
% |
|
|
* |
|
|
|
* |
|
| CCB |
|
|
239,955 |
|
|
|
14.39 |
% |
|
|
67,045 |
|
|
|
4.00 |
% |
|
|
100,567 |
|
|
|
6.00 |
% |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Total Capital: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| CCBG |
|
|
262,377 |
|
|
|
15.72 |
% |
|
|
134,207 |
|
|
|
8.00 |
% |
|
|
* |
|
|
|
* |
|
| CCB |
|
|
260,906 |
|
|
|
15.64 |
% |
|
|
134,089 |
|
|
|
8.00 |
% |
|
|
167,612 |
|
|
|
10.00 |
% |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Tier I Leverage: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| CCBG |
|
|
239,520 |
|
|
|
9.90 |
% |
|
|
96,824 |
|
|
|
4.00 |
% |
|
|
* |
|
|
|
* |
|
| CCB |
|
|
239,955 |
|
|
|
9.93 |
% |
|
|
96,694 |
|
|
|
4.00 |
% |
|
|
83,806 |
|
|
|
5.00 |
% |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 2011 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Tier I Capital: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| CCBG |
|
$ |
246,455 |
|
|
|
13.96 |
% |
|
$ |
70,964 |
|
|
|
4.00 |
% |
|
|
* |
|
|
|
* |
|
| CCB |
|
|
246,159 |
|
|
|
13.96 |
% |
|
|
70,904 |
|
|
|
4.00 |
% |
|
|
106,356 |
|
|
|
6.00 |
% |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Total Capital: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| CCBG |
|
|
270,518 |
|
|
|
15.32 |
% |
|
|
141,928 |
|
|
|
8.00 |
% |
|
|
* |
|
|
|
* |
|
| CCB |
|
|
268,317 |
|
|
|
15.21 |
% |
|
|
141,809 |
|
|
|
8.00 |
% |
|
|
177,261 |
|
|
|
10.00 |
% |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Tier I Leverage: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| CCBG |
|
|
246,455 |
|
|
|
10.26 |
% |
|
|
96,064 |
|
|
|
4.00 |
% |
|
|
* |
|
|
|
* |
|
| CCB |
|
|
246,159 |
|
|
|
10.26 |
% |
|
|
95,947 |
|
|
|
4.00 |
% |
|
|
88,630 |
|
|
|
5.00 |
% |
| |
* |
Not applicable to bank holding companies. |
|