Annual report [Section 13 and 15(d), not S-K Item 405]

SHORT-TERM BORROWINGS (Tables)

v3.25.4
SHORT-TERM BORROWINGS (Tables)
 12 Months Ended
Dec. 31, 2025
Short Term Borrowings [Abstract]  
Schedule of Short-Term Borrowings
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in Thousands)
Federal Funds
Purchased
Securities
 
Sold Under
Repurchase
Agreements
(1)
Other
 
Short-Term
Borrowings
(2)
2025
Balance at December 31
$
-
$
22,018
$
28,074
Maximum indebtedness at any month end
-
43,681
28,074
Daily average indebtedness outstanding
2
23,728
12,947
Average rate paid
 
for the year
4.58
%
2.58
%
4.40
%
Average rate paid
 
on period-end borrowings
-
%
2.44
%
5.31
%
2024
Balance at December 31
$
-
$
26,240
$
2,064
Maximum indebtedness at any month end
-
29,339
10,003
Daily average indebtedness outstanding
1
26,970
4,881
Average rate paid
 
for the year
5.55
%
3.11
%
4.94
%
Average rate paid
 
on period-end borrowings
-
%
2.72
%
3.00
%
2023
Balance at December 31
$
-
$
26,957
$
8,384
Maximum indebtedness at any month end
-
32,426
42,345
Daily average indebtedness outstanding
12
19,917
24,134
Average rate paid
 
for the year
7.03
%
2.57
%
6.37
%
Average rate paid
 
on period-end borrowings
-
%
2.81
%
9.51
%
(1)
Balances are fully collateralized by government treasury or agency securities held in the Company's investment portfolio.
(2)
Comprised of warehouse lines of credit totaling $
28.1
 
million and $
1.9
 
million at December 31, 2025 and 2024, respectively.