Annual report [Section 13 and 15(d), not S-K Item 405]

LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Narratives) (Details)

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LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Narratives) (Details)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
USD ($)
LoanContracts
Dec. 31, 2024
USD ($)
LoanContracts
Dec. 31, 2023
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Proceeds from sale of held-for-investment loans $ 4,700    
Loss on sale of held-for-investment loans 200    
Net deferred costs 8,600 $ 8,300  
Provision For Loan Losses Expensed 5,335 4,975 $ 9,595
Net loan charge-offs or (recoveries) 3,585 5,665 $ 4,722
Increase (decrease) in allowance 1,800 (700)  
Real estate loans for which formal foreclosure proceedings were in process 200 500  
Accrued interest receivable $ 9,800 $ 10,300  
Number of modified contracts | LoanContracts 3 1  
Modified loan balance   $ 300  
Loan modified interest rate reduction   1.00%  
Financing receivable period before term extension   5 years  
Financing receivable period after term extension   20 years  
6-month Interest Only Extension [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Number of modified contracts | LoanContracts 1    
Loan balance before modification amount $ 2,500    
Modified loan balance $ 2,100    
Financing receivable interest only extension term 6 months    
Interest Rate Below Market Reduction [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Number of modified contracts | LoanContracts 2    
Modified loan balance $ 1,400    
Financing receivable interest only forbearance period 5 months