Quarterly report pursuant to Section 13 or 15(d)

LOANS, NET (Details 4)

v2.4.0.8
LOANS, NET (Details 4) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Activity in the allowance for loan losses by portfolio class    
Beginning Balance $ 23,095 $ 29,167
Provision for Loan Losses 359 1,070
Charge-Offs (2,144) (2,899)
Recoveries 800 465
Net Charge-Offs (1,344) (2,434)
Ending Balance 22,110 27,803
Commercial, Financial and Agricultural
    
Activity in the allowance for loan losses by portfolio class    
Beginning Balance 699 1,253
Provision for Loan Losses (130) (293)
Charge-Offs (11) (154)
Recoveries 75 51
Net Charge-Offs 64 (103)
Ending Balance 633 857
Real Estate - Construction
    
Activity in the allowance for loan losses by portfolio class    
Beginning Balance 1,580 2,856
Provision for Loan Losses 258 141
Charge-Offs    (610)
Recoveries 4   
Net Charge-Offs 4 (610)
Ending Balance 1,842 2,387
Real Estate - Commercial Mortgage
    
Activity in the allowance for loan losses by portfolio class    
Beginning Balance 7,710 11,081
Provision for Loan Losses (63) 923
Charge-Offs (594) (1,044)
Recoveries 27 38
Net Charge-Offs (567) (1,006)
Ending Balance 7,080 10,998
Real Estate - Residential
    
Activity in the allowance for loan losses by portfolio class    
Beginning Balance 9,073 8,678
Provision for Loan Losses 105 174
Charge-Offs (731) (682)
Recoveries 395 96
Net Charge-Offs (336) (586)
Ending Balance 8,842 8,266
Real Estate - Home Equity
    
Activity in the allowance for loan losses by portfolio class    
Beginning Balance 3,051 2,945
Provision for Loan Losses 194 227
Charge-Offs (403) (113)
Recoveries 11 18
Net Charge-Offs (392) (95)
Ending Balance 2,853 3,077
Consumer
    
Activity in the allowance for loan losses by portfolio class    
Beginning Balance 982 1,327
Provision for Loan Losses (5) (75)
Charge-Offs (405) (296)
Recoveries 288 262
Net Charge-Offs (117) (34)
Ending Balance 860 1,218
Unallocated Financing Receivables
    
Activity in the allowance for loan losses by portfolio class    
Beginning Balance    1,027
Provision for Loan Losses    (27)
Charge-Offs      
Recoveries      
Net Charge-Offs      
Ending Balance    $ 1,000