Quarterly report pursuant to Section 13 or 15(d)

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited)

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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income (Loss) $ 3,273 $ (1,767)
Adjustments to Reconcile Net Income (Loss) to Cash Provided by Operating Activities:    
Provision for Loan Losses 3,075 13,400
Depreciation 4,830 5,087
Amortization of Premiums, Discounts, and Fees (net) 3,422 2,441
Amortization of Intangible Assets 162 323
Impairment Loss on Security 410  
Net Decrease in Loans Held-for-Sale 367 4,698
Stock-Based Compensation 914 131
Deferred Income Taxes 1,802 (920)
Loss on Disposal of Fixed Assets 18   
Loss on Sales and Write-Downs of Other Real Estate Owned 4,042 5,504
Net Decrease in Other Assets 1,197 5,516
Net Increase in Other Liabilities 6,451 13,441
Net Cash Provided By Operating Activities 29,963 47,854
Securities Held to Maturity:    
Purchases (39,115)   
Payments, Maturities, and Calls 4,141   
Securities Available-for-Sale:    
Purchases (142,336) (105,774)
Sales    805
Payments, Maturities, and Calls 99,708 120,614
Net Decrease in Loans 61,354 62,582
Proceeds From Sales of Other Real Estate Owned 17,397 17,963
Purchase of Premises & Equipment (1,458) (3,099)
Net Cash (Used In) Provided By Investing Activities (309) 93,091
CASH FLOWS FROM FINANCING ACTIVITIES    
Net Decrease in Deposits (128,110) (151,925)
Net (Decrease) Increase in Short-Term Borrowings 55 (8,168)
Proceeds from Other Long-Term Borrowings 1,303 3,070
Repayment of Other Long-Term Borrowings (3,490) (2,366)
Issuance of Common Stock 861 524
Net Cash Used In Financing Activities (129,381) (158,865)
NET INCREASE IN CASH AND CASH EQUIVALENTS (99,727) (17,920)
Cash and Cash Equivalents at Beginning of Period 509,732 385,314
Cash and Cash Equivalents at End of Period 410,005 367,394
Supplemental Cash Flow Disclosures:    
Interest Paid 2,364 3,035
Income Taxes Paid (Net of Refunds Received) (2,201) (3,881)
Noncash Investing and Financing Activities:    
Transfer of Securities Available for Sale to Held to Maturity 62,488  
Loans Transferred to Other Real Estate Owned 21,031 14,039
Transfer of Current Portion of Long-Term Borrowings $ 4,428 $ 7,184