LOANS, NET (Details 4) (USD $)
In Thousands, unless otherwise specified |
3 Months Ended | |
---|---|---|
Mar. 31, 2015
|
Mar. 31, 2014
|
|
Activity in the allowance for loan losses by portfolio class | ||
Beginning Balance | $ 17,539us-gaap_LoansAndLeasesReceivableAllowance | $ 23,095us-gaap_LoansAndLeasesReceivableAllowance |
Provision for Loan Losses | 293us-gaap_ProvisionForLoanAndLeaseLosses | 359us-gaap_ProvisionForLoanAndLeaseLosses |
Charge-Offs | (2,257)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs | (2,144)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs |
Recoveries | 515us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts | 800us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts |
Net Charge-Offs | (1,742)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet | (1,344)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet |
Ending Balance | 16,090us-gaap_LoansAndLeasesReceivableAllowance | 22,110us-gaap_LoansAndLeasesReceivableAllowance |
Commercial, Financial and Agricultural | ||
Activity in the allowance for loan losses by portfolio class | ||
Beginning Balance |
784us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
699us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
Provision for Loan Losses |
354us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
(130)us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
Charge-Offs |
(290)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
(11)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
Recoveries |
55us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
75us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
Net Charge-Offs |
(235)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
64us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
Ending Balance |
903us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
633us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = ccbg_LoansReceivableForCommercialAndFinancialAndAgriculturalMember |
Real Estate - Construction | ||
Activity in the allowance for loan losses by portfolio class | ||
Beginning Balance |
843us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConstructionLoansMember |
1,580us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConstructionLoansMember |
Provision for Loan Losses |
(269)us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConstructionLoansMember |
258us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConstructionLoansMember |
Charge-Offs | ||
Recoveries |
4us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConstructionLoansMember |
|
Net Charge-Offs |
4us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConstructionLoansMember |
|
Ending Balance |
574us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConstructionLoansMember |
1,842us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConstructionLoansMember |
Real Estate - Commercial Mortgage | ||
Activity in the allowance for loan losses by portfolio class | ||
Beginning Balance |
5,287us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
7,710us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
Provision for Loan Losses |
88us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
(63)us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
Charge-Offs |
(904)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
(594)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
Recoveries |
30us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
27us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
Net Charge-Offs |
(874)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
(567)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
Ending Balance |
4,501us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
7,080us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_MortgagesMember |
Real Estate - Residential | ||
Activity in the allowance for loan losses by portfolio class | ||
Beginning Balance |
6,520us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
9,073us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
Provision for Loan Losses |
(68)us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
105us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
Charge-Offs |
(305)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
(731)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
Recoveries |
48us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
395us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
Net Charge-Offs |
(257)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
(336)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
Ending Balance |
6,195us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
8,842us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ResidentialRealEstateMember |
Real Estate - Home Equity | ||
Activity in the allowance for loan losses by portfolio class | ||
Beginning Balance |
2,882us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
3,051us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
Provision for Loan Losses |
(177)us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
194us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
Charge-Offs |
(182)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
(403)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
Recoveries |
24us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
11us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
Net Charge-Offs |
(158)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
(392)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
Ending Balance |
2,547us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
2,853us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_HomeEquityMember |
Consumer | ||
Activity in the allowance for loan losses by portfolio class | ||
Beginning Balance |
1,223us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
982us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
Provision for Loan Losses |
365us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
(5)us-gaap_ProvisionForLoanAndLeaseLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
Charge-Offs |
(576)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
(405)us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
Recoveries |
358us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
288us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
Net Charge-Offs |
(218)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
(117)us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
Ending Balance |
$ 1,370us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
$ 860us-gaap_LoansAndLeasesReceivableAllowance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerLoanMember |
X | ||||||||||
- Definition
Amount of other addition (reduction) in allowance reserve for credit loss. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
X | ||||||||||
- Details
|
X | ||||||||||
- Definition
Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
X | ||||||||||
- Definition
Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
X | ||||||||||
- Definition
Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
X | ||||||||||
- Definition
Amount of expense related to estimated loss from loan and lease transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
X | ||||||||||
- Details
|
X | ||||||||||
- Details
|
X | ||||||||||
- Details
|
X | ||||||||||
- Details
|
X | ||||||||||
- Details
|
X | ||||||||||
- Details
|