Financial Information

Latest Financial Results

FY 2022

Fiscal Year Ended Dec 31, 2022

14%

Continued strong growth in net interest income of 14% - net interest margin percentage grew 45 basis points to 3.76% - deposit cost well controlled at 20 basis points (total deposits) and 35 basis points (interest bearing deposits)

$179 million

Loan growth of $179 million, or 7.6% (end of period) and $175 million, or 7.7% (average)

Strong credit quality metrics

Continued strong credit quality metrics – higher credit loss provision primarily driven by loan growth

For the most recently completed quarter.

For complete information regarding our financials, see our periodic filings

Balance Sheet

Includes Current Assets, Liabilities and Stockholder's Equity

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Income Statement

Includes Total Net Sales, Cost & Expenses and Earnings per share

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Cash Flow

Includes Net Income, Adjustments, and Cash flows from investing & financing activities

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