LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Summary of Gross Loans Held for Investment by Years of Origination) (Details) - USD ($) $ in Thousands |
12 Months Ended |
Dec. 31, 2024 |
Dec. 31, 2023 |
Dec. 31, 2022 |
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
Total |
$ 2,651,550
|
$ 2,733,918
|
|
Current Period Gross Writeoffs, Total |
9,382
|
9,292
|
$ 7,906
|
Commercial, Financial, Agricultural [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
36,031
|
57,652
|
|
2023 |
40,414
|
67,456
|
|
2022 |
37,960
|
29,387
|
|
2021 |
18,454
|
10,697
|
|
2020 |
4,668
|
7,787
|
|
Prior |
9,814
|
7,624
|
|
Revolving Loans |
41,867
|
44,587
|
|
Total |
189,208
|
225,190
|
|
Current Period Gross Writeoffs, 2024 |
9
|
6
|
|
Current Period Gross Writeoffs, 2023 |
548
|
252
|
|
Current Period Gross Writeoffs, 2022 |
500
|
65
|
|
Current Period Gross Writeoffs, 2021 |
111
|
31
|
|
Current Period Gross Writeoffs, 2020 |
160
|
41
|
|
Current Period Gross Writeoffs, Prior |
1
|
19
|
|
Current Period Gross Writeoffs, Revolving |
183
|
97
|
|
Current Period Gross Writeoffs, Total |
1,512
|
511
|
1,308
|
Real Estate - Construction [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
106,703
|
102,315
|
|
2023 |
73,615
|
68,812
|
|
2022 |
31,150
|
19,296
|
|
2021 |
53
|
863
|
|
2020 |
0
|
188
|
|
Prior |
185
|
0
|
|
Revolving Loans |
8,288
|
4,617
|
|
Total |
219,994
|
196,091
|
|
Current Period Gross Writeoffs, 2024 |
0
|
0
|
|
Current Period Gross Writeoffs, 2023 |
0
|
0
|
|
Current Period Gross Writeoffs, 2022 |
47
|
0
|
|
Current Period Gross Writeoffs, 2021 |
0
|
0
|
|
Current Period Gross Writeoffs, 2020 |
0
|
0
|
|
Current Period Gross Writeoffs, Prior |
0
|
0
|
|
Current Period Gross Writeoffs, Revolving |
0
|
0
|
|
Current Period Gross Writeoffs, Total |
47
|
0
|
0
|
Real Estate - Commercial Mortgage [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
77,732
|
121,106
|
|
2023 |
115,559
|
281,989
|
|
2022 |
228,008
|
142,358
|
|
2021 |
110,732
|
103,076
|
|
2020 |
92,130
|
45,841
|
|
Prior |
127,979
|
112,025
|
|
Revolving Loans |
26,955
|
19,061
|
|
Total |
779,095
|
825,456
|
|
Current Period Gross Writeoffs, 2024 |
0
|
0
|
|
Current Period Gross Writeoffs, 2023 |
0
|
0
|
|
Current Period Gross Writeoffs, 2022 |
0
|
0
|
|
Current Period Gross Writeoffs, 2021 |
0
|
0
|
|
Current Period Gross Writeoffs, 2020 |
0
|
0
|
|
Current Period Gross Writeoffs, Prior |
0
|
120
|
|
Current Period Gross Writeoffs, Revolving |
3
|
0
|
|
Current Period Gross Writeoffs, Total |
3
|
120
|
355
|
Real Estate - Residential [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
165,050
|
373,232
|
|
2023 |
317,314
|
401,636
|
|
2022 |
360,301
|
85,097
|
|
2021 |
73,973
|
38,007
|
|
2020 |
32,932
|
25,855
|
|
Prior |
80,373
|
72,140
|
|
Revolving Loans |
12,561
|
8,252
|
|
Total |
1,042,504
|
1,004,219
|
|
Current Period Gross Writeoffs, 2024 |
0
|
0
|
|
Current Period Gross Writeoffs, 2023 |
13
|
0
|
|
Current Period Gross Writeoffs, 2022 |
0
|
79
|
|
Current Period Gross Writeoffs, 2021 |
0
|
0
|
|
Current Period Gross Writeoffs, 2020 |
0
|
0
|
|
Current Period Gross Writeoffs, Prior |
48
|
0
|
|
Current Period Gross Writeoffs, Revolving |
0
|
0
|
|
Current Period Gross Writeoffs, Total |
61
|
79
|
0
|
Real Estate - Home Equity [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
801
|
890
|
|
2023 |
521
|
48
|
|
2022 |
30
|
127
|
|
2021 |
119
|
11
|
|
2020 |
9
|
386
|
|
Prior |
821
|
950
|
|
Revolving Loans |
217,763
|
208,508
|
|
Total |
220,064
|
210,920
|
|
Current Period Gross Writeoffs, 2024 |
0
|
0
|
|
Current Period Gross Writeoffs, 2023 |
0
|
0
|
|
Current Period Gross Writeoffs, 2022 |
0
|
0
|
|
Current Period Gross Writeoffs, 2021 |
0
|
0
|
|
Current Period Gross Writeoffs, 2020 |
0
|
0
|
|
Current Period Gross Writeoffs, Prior |
0
|
0
|
|
Current Period Gross Writeoffs, Revolving |
132
|
39
|
|
Current Period Gross Writeoffs, Total |
132
|
39
|
193
|
Real Estate - Home Equity [Member] | Performing [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
801
|
890
|
|
2023 |
521
|
48
|
|
2022 |
30
|
127
|
|
2021 |
119
|
11
|
|
2020 |
9
|
386
|
|
Prior |
821
|
950
|
|
Revolving Loans |
215,981
|
207,509
|
|
Total |
218,282
|
209,921
|
|
Real Estate - Home Equity [Member] | Nonperforming [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
0
|
0
|
|
2023 |
0
|
0
|
|
2022 |
0
|
0
|
|
2021 |
0
|
0
|
|
2020 |
0
|
0
|
|
Prior |
0
|
0
|
|
Revolving Loans |
1,782
|
999
|
|
Total |
1,782
|
999
|
|
Consumer [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
32,303
|
68,789
|
|
2023 |
45,169
|
90,386
|
|
2022 |
56,263
|
70,940
|
|
2021 |
42,158
|
21,318
|
|
2020 |
10,957
|
10,210
|
|
Prior |
4,187
|
4,258
|
|
Revolving Loans |
9,648
|
6,141
|
|
Total |
200,685
|
272,042
|
|
Current Period Gross Writeoffs, 2024 |
2,562
|
3,137
|
|
Current Period Gross Writeoffs, 2023 |
1,605
|
3,224
|
|
Current Period Gross Writeoffs, 2022 |
2,088
|
1,362
|
|
Current Period Gross Writeoffs, 2021 |
897
|
329
|
|
Current Period Gross Writeoffs, 2020 |
237
|
230
|
|
Current Period Gross Writeoffs, Prior |
76
|
99
|
|
Current Period Gross Writeoffs, Revolving |
162
|
162
|
|
Current Period Gross Writeoffs, Total |
7,627
|
8,543
|
$ 6,050
|
Consumer [Member] | Performing [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
32,293
|
68,496
|
|
2023 |
44,995
|
90,031
|
|
2022 |
55,942
|
70,882
|
|
2021 |
42,002
|
21,314
|
|
2020 |
10,899
|
10,210
|
|
Prior |
4,116
|
4,258
|
|
Revolving Loans |
9,648
|
5,431
|
|
Total |
199,895
|
270,622
|
|
Consumer [Member] | Nonperforming [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
10
|
293
|
|
2023 |
174
|
355
|
|
2022 |
321
|
58
|
|
2021 |
156
|
4
|
|
2020 |
58
|
0
|
|
Prior |
71
|
0
|
|
Revolving Loans |
0
|
710
|
|
Total |
790
|
1,420
|
|
Pass [Member] | Commercial, Financial, Agricultural [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
35,596
|
57,320
|
|
2023 |
36,435
|
66,671
|
|
2022 |
37,506
|
28,933
|
|
2021 |
18,433
|
10,610
|
|
2020 |
4,610
|
7,758
|
|
Prior |
9,743
|
7,502
|
|
Revolving Loans |
41,720
|
44,350
|
|
Total |
184,043
|
223,144
|
|
Pass [Member] | Real Estate - Construction [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
105,148
|
101,684
|
|
2023 |
73,615
|
68,265
|
|
2022 |
29,821
|
18,181
|
|
2021 |
53
|
0
|
|
2020 |
0
|
188
|
|
Prior |
185
|
0
|
|
Revolving Loans |
8,288
|
4,617
|
|
Total |
217,110
|
192,935
|
|
Pass [Member] | Real Estate - Commercial Mortgage [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
77,561
|
117,840
|
|
2023 |
110,183
|
275,079
|
|
2022 |
207,574
|
135,663
|
|
2021 |
109,863
|
101,210
|
|
2020 |
87,369
|
43,878
|
|
Prior |
122,272
|
109,878
|
|
Revolving Loans |
26,324
|
18,367
|
|
Total |
741,146
|
801,915
|
|
Pass [Member] | Real Estate - Residential [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
165,050
|
372,394
|
|
2023 |
316,521
|
400,437
|
|
2022 |
358,851
|
83,108
|
|
2021 |
71,423
|
35,879
|
|
2020 |
31,169
|
24,848
|
|
Prior |
76,921
|
68,685
|
|
Revolving Loans |
11,872
|
8,252
|
|
Total |
1,031,807
|
993,603
|
|
Special Mention [Member] | Commercial, Financial, Agricultural [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
435
|
168
|
|
2023 |
3,979
|
608
|
|
2022 |
261
|
356
|
|
2021 |
9
|
10
|
|
2020 |
0
|
9
|
|
Prior |
0
|
0
|
|
Revolving Loans |
76
|
76
|
|
Total |
4,760
|
1,227
|
|
Special Mention [Member] | Real Estate - Construction [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
1,555
|
631
|
|
2023 |
0
|
500
|
|
2022 |
1,329
|
539
|
|
2021 |
0
|
212
|
|
2020 |
0
|
0
|
|
Prior |
0
|
0
|
|
Revolving Loans |
0
|
0
|
|
Total |
2,884
|
1,882
|
|
Special Mention [Member] | Real Estate - Commercial Mortgage [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
171
|
3,266
|
|
2023 |
2,913
|
5,684
|
|
2022 |
17,031
|
0
|
|
2021 |
0
|
229
|
|
2020 |
2,253
|
1,358
|
|
Prior |
4,402
|
573
|
|
Revolving Loans |
530
|
0
|
|
Total |
27,300
|
11,110
|
|
Special Mention [Member] | Real Estate - Residential [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
0
|
268
|
|
2023 |
265
|
89
|
|
2022 |
0
|
83
|
|
2021 |
1,104
|
502
|
|
2020 |
468
|
0
|
|
Prior |
534
|
313
|
|
Revolving Loans |
521
|
0
|
|
Total |
2,892
|
1,255
|
|
Substandard [Member] | Commercial, Financial, Agricultural [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
0
|
164
|
|
2023 |
0
|
177
|
|
2022 |
193
|
98
|
|
2021 |
12
|
77
|
|
2020 |
58
|
20
|
|
Prior |
71
|
122
|
|
Revolving Loans |
71
|
161
|
|
Total |
405
|
819
|
|
Substandard [Member] | Real Estate - Construction [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
|
0
|
|
2023 |
|
47
|
|
2022 |
|
576
|
|
2021 |
|
651
|
|
2020 |
|
0
|
|
Prior |
|
0
|
|
Revolving Loans |
|
0
|
|
Total |
|
1,274
|
|
Substandard [Member] | Real Estate - Commercial Mortgage [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
0
|
0
|
|
2023 |
2,463
|
1,226
|
|
2022 |
3,403
|
6,695
|
|
2021 |
869
|
1,637
|
|
2020 |
2,508
|
605
|
|
Prior |
1,305
|
1,574
|
|
Revolving Loans |
101
|
694
|
|
Total |
10,649
|
12,431
|
|
Substandard [Member] | Real Estate - Residential [Member] |
|
|
|
Financing Receivable, Recorded Investment [Line Items] |
|
|
|
2024 |
0
|
570
|
|
2023 |
528
|
1,110
|
|
2022 |
1,450
|
1,906
|
|
2021 |
1,446
|
1,626
|
|
2020 |
1,295
|
1,007
|
|
Prior |
2,918
|
3,142
|
|
Revolving Loans |
168
|
0
|
|
Total |
$ 7,805
|
$ 9,361
|
|