Quarterly report pursuant to Section 13 or 15(d)

BUSINESS AND BASIS OF PRESENTATION (Tables)

v3.20.1
BUSINESS AND BASIS OF PRESENTATION (Tables)
3 Months Ended
Mar. 31, 2020
Business and Basis of Presentation [Abstract]  
Tablular illustration of the impact of adopting ASC 326
As Reported Impact of
Under Pre-ASC 326 ASC 326
(Dollars in Thousands) ASC 326 Adoption Adoption
Loans:
Commercial, Financial and Agricultural 2,163 1,675 488
Real Estate - Construction 672 370 302
Real Estate - Commercial Mortgage 4,874 3,416 1,458
Real Estate - Residential 4,371 3,128 1,243
Real Estate - Home Equity 2,598 2,224 374
Consumer, Other Loans and Overdrafts 2,496 3,092 (596)
Allowance for Credit Losses on Loans 17,174 13,905 3,269
Other Liabilities:
Allowance for Credit Losses on Off-Balance Sheet Credit Exposures $ 815 $ 157 $ 658