Quarterly report pursuant to Section 13 or 15(d)

LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in the allowance for credit losses) (Details)

v3.20.2
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in the allowance for credit losses) (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Activity in the allowance for loan losses by portfolio class        
Beginning Balance     $ 13,905  
Provision for Loan Losses   $ 646 6,995 $ 1,413
Charge-Offs   (865)   (2,226)
Recoveries   692   1,196
Net Charge-Offs   (173)   (1,030)
Ending Balance $ 22,457 14,593 22,457 14,593
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 21,083 14,120 13,905 14,210
Provision for credit losses 1,615   6,605  
Charge-Offs (1,414)   (3,494)  
Recoveries 1,173   2,172  
Net Charge-Offs (241)   (1,322)  
Ending Balance 22,457 14,593 22,457 14,593
Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     3,269  
Commercial, Financial and Agricultural [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   195   412
Charge-Offs   (235)   (330)
Recoveries   58   132
Net Charge-Offs   (177)   (198)
Ending Balance   1,648   1,648
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 2,247 1,630 1,675 1,434
Provision for credit losses 333   739  
Charge-Offs (186)   (548)  
Recoveries 74   114  
Net Charge-Offs (112)   (434)  
Ending Balance 2,468 1,648 2,468 1,648
Commercial, Financial and Agricultural [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     488  
Real Estate - Construction [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   140   241
Charge-Offs   0   0
Recoveries   0   0
Net Charge-Offs   0   0
Ending Balance   521   521
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 1,239 381 370 280
Provision for credit losses 716   1,283  
Charge-Offs 0   0  
Recoveries 0   0  
Net Charge-Offs 0   0  
Ending Balance 1,955 521 1,955 521
Real Estate - Construction [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     302  
Real Estate - Commercial Mortgage [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   (204)   (307)
Charge-Offs   0   (155)
Recoveries   100   170
Net Charge-Offs   100   15
Ending Balance   3,889   3,889
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 5,828 3,993 3,416 4,181
Provision for credit losses 742   1,516  
Charge-Offs 0   (11)  
Recoveries 70   261  
Net Charge-Offs 70   250  
Ending Balance 6,640 3,889 6,640 3,889
Real Estate - Commercial Mortgage [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     1,458  
Real Estate - Residential [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   (134)   (128)
Charge-Offs   (65)   (329)
Recoveries   223   267
Net Charge-Offs   158   (62)
Ending Balance   3,210   3,210
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 6,005 3,186 3,128 3,400
Provision for credit losses (615)   1,089  
Charge-Offs (1)   (111)  
Recoveries 51   91  
Net Charge-Offs 50   (20)  
Ending Balance 5,440 3,210 5,440 3,210
Real Estate - Residential [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     1,243  
Real Estate - Home Equity [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   107   87
Charge-Offs   (45)   (97)
Recoveries   60   92
Net Charge-Offs   15   (5)
Ending Balance   2,383   2,383
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 2,701 2,261 2,224 2,301
Provision for credit losses 40   141  
Charge-Offs (52)   (83)  
Recoveries 64   97  
Net Charge-Offs 12   14  
Ending Balance 2,753 2,383 2,753 2,383
Real Estate - Home Equity [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     374  
Consumer [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   542   1,108
Charge-Offs   (520)   (1,315)
Recoveries   251   535
Net Charge-Offs   (269)   (780)
Ending Balance   2,942   2,942
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 3,063 2,669 3,092 2,614
Provision for credit losses 399   1,837  
Charge-Offs (1,175)   (2,741)  
Recoveries 914   1,609  
Net Charge-Offs (261)   (1,132)  
Ending Balance $ 3,201 $ 2,942 3,201 $ 2,942
Consumer [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     $ (596)