Quarterly report [Sections 13 or 15(d)]

LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Loans Held for Investment by Years of Origination) (Details)

v3.25.1
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Loans Held for Investment by Years of Origination) (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Financing Receivable, Recorded Investment [Line Items]      
Total $ 2,660,770   $ 2,651,550
Current Period Gross Writeoffs, Total 1,611 $ 2,563  
Commercial, Financial and Agricultural [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 11,393   36,031
2024 33,319   40,414
2023 35,673   37,960
2022 32,335   18,454
2021 16,688   4,668
Prior 12,970   9,814
Revolving Loans 42,015   41,867
Total 184,393   189,208
Current Period Gross Writeoffs, 2025 0   9
Current Period Gross Writeoffs, 2024 0   548
Current Period Gross Writeoffs, 2023 10   500
Current Period Gross Writeoffs, 2022 146   111
Current Period Gross Writeoffs, 2021 12   160
Current Period Gross Writeoffs, Prior 0   1
Current Period Gross Writeoffs, Revolving 0   183
Current Period Gross Writeoffs, Total 168 282 1,512
Commercial, Financial and Agricultural [Member] | Pass [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 11,393   35,596
2024 32,913   36,435
2023 32,235   37,506
2022 32,129   18,433
2021 16,688   4,610
Prior 12,860   9,743
Revolving Loans 40,665   41,720
Total 178,883   184,043
Commercial, Financial and Agricultural [Member] | Special Mention [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 0   435
2024 406   3,979
2023 3,321   261
2022 142   9
2021 0   0
Prior 0   0
Revolving Loans 75   76
Total 3,944   4,760
Commercial, Financial and Agricultural [Member] | Substandard [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 0   0
2024 0   0
2023 117   193
2022 64   12
2021 0   58
Prior 110   71
Revolving Loans 1,275   71
Total 1,566   405
Real Estate - Construction [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 9,257   106,703
2024 112,085   73,615
2023 39,117   31,150
2022 20,494   53
2021 53   0
Prior 0   185
Revolving Loans 11,276   8,288
Total 192,282   219,994
Current Period Gross Writeoffs, 2025     0
Current Period Gross Writeoffs, 2024     0
Current Period Gross Writeoffs, 2023     47
Current Period Gross Writeoffs, 2022     0
Current Period Gross Writeoffs, 2021     0
Current Period Gross Writeoffs, Prior     0
Current Period Gross Writeoffs, Revolving     0
Current Period Gross Writeoffs, Total 0 0 47
Real Estate - Construction [Member] | Pass [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 9,257   105,148
2024 110,350   73,615
2023 37,419   29,821
2022 19,453   53
2021 53   0
Prior 0   185
Revolving Loans 11,276   8,288
Total 187,808   217,110
Real Estate - Construction [Member] | Special Mention [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 0   1,555
2024 1,735   0
2023 1,698   1,329
2022 1,041   0
2021 0   0
Prior 0   0
Revolving Loans 0   0
Total 4,474   2,884
Real Estate - Commercial Mortgage [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 13,540   77,732
2024 93,999   115,559
2023 120,011   228,008
2022 228,844   110,732
2021 107,659   92,130
Prior 210,956   127,979
Revolving Loans 31,933   26,955
Total 806,942   779,095
Current Period Gross Writeoffs, 2025     0
Current Period Gross Writeoffs, 2024     0
Current Period Gross Writeoffs, 2023     0
Current Period Gross Writeoffs, 2022     0
Current Period Gross Writeoffs, 2021     0
Current Period Gross Writeoffs, Prior     0
Current Period Gross Writeoffs, Revolving     3
Current Period Gross Writeoffs, Total 0 0 3
Real Estate - Commercial Mortgage [Member] | Pass [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 9,874   77,561
2024 93,831   110,183
2023 116,893   207,574
2022 206,672   109,863
2021 105,667   87,369
Prior 202,456   122,272
Revolving Loans 31,364   26,324
Total 766,757   741,146
Real Estate - Commercial Mortgage [Member] | Special Mention [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 3,264   171
2024 168   2,913
2023 2,878   17,031
2022 18,479   0
2021 1,129   2,253
Prior 5,401   4,402
Revolving Loans 0   530
Total 31,319   27,300
Real Estate - Commercial Mortgage [Member] | Substandard [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 402   0
2024 0   2,463
2023 240   3,403
2022 3,693   869
2021 863   2,508
Prior 3,099   1,305
Revolving Loans 569   101
Total 8,866   10,649
Real Estate - Residential [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 47,248   165,050
2024 147,708   317,314
2023 309,090   360,301
2022 351,293   73,973
2021 69,425   32,932
Prior 107,786   80,373
Revolving Loans 11,271   12,561
Total 1,043,821   1,042,504
Current Period Gross Writeoffs, 2025 0   0
Current Period Gross Writeoffs, 2024 0   13
Current Period Gross Writeoffs, 2023 0   0
Current Period Gross Writeoffs, 2022 0   0
Current Period Gross Writeoffs, 2021 0   0
Current Period Gross Writeoffs, Prior 8   48
Current Period Gross Writeoffs, Revolving 0   0
Current Period Gross Writeoffs, Total 8 17 61
Real Estate - Residential [Member] | Pass [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 47,248   165,050
2024 147,708   316,521
2023 308,378   358,851
2022 349,357   71,423
2021 66,735   31,169
Prior 104,458   76,921
Revolving Loans 10,623   11,872
Total 1,034,507   1,031,807
Real Estate - Residential [Member] | Special Mention [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 0   0
2024 0   265
2023 292   0
2022 0   1,104
2021 1,084   468
Prior 324   534
Revolving Loans 479   521
Total 2,179   2,892
Real Estate - Residential [Member] | Substandard [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 0   0
2024 0   528
2023 420   1,450
2022 1,936   1,446
2021 1,606   1,295
Prior 3,004   2,918
Revolving Loans 169   168
Total 7,135   7,805
Real Estate - Home Equity [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 1,103   801
2024 11   521
2023 508   30
2022 29   119
2021 119   9
Prior 632   821
Revolving Loans 223,585   217,763
Total 225,987   220,064
Current Period Gross Writeoffs, 2025     0
Current Period Gross Writeoffs, 2024     0
Current Period Gross Writeoffs, 2023     0
Current Period Gross Writeoffs, 2022     0
Current Period Gross Writeoffs, 2021     0
Current Period Gross Writeoffs, Prior     0
Current Period Gross Writeoffs, Revolving     132
Current Period Gross Writeoffs, Total 0 76 132
Real Estate - Home Equity [Member] | Performing Financial Instruments [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 1,103   801
2024 11   521
2023 508   30
2022 29   119
2021 119   9
Prior 632   821
Revolving Loans 222,035   215,981
Total 224,437   218,282
Real Estate - Home Equity [Member] | Nonperforming Financial Instruments [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 0   0
2024 0   0
2023 0   0
2022 0   0
2021 0   0
Prior 0   0
Revolving Loans 1,550   1,782
Total 1,550   1,782
Consumer [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 29,040   32,303
2024 31,158   45,169
2023 40,812   56,263
2022 48,943   42,158
2021 36,250   10,957
Prior 11,724   4,187
Revolving Loans 9,418   9,648
Total 207,345   200,685
Current Period Gross Writeoffs, 2025 570   2,562
Current Period Gross Writeoffs, 2024 11   1,605
Current Period Gross Writeoffs, 2023 281   2,088
Current Period Gross Writeoffs, 2022 413   897
Current Period Gross Writeoffs, 2021 121   237
Current Period Gross Writeoffs, Prior 23   76
Current Period Gross Writeoffs, Revolving 16   162
Current Period Gross Writeoffs, Total 1,435 $ 2,188 7,627
Consumer [Member] | Performing Financial Instruments [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 29,040   32,293
2024 31,122   44,995
2023 40,601   55,942
2022 48,672   42,002
2021 36,122   10,899
Prior 11,677   4,116
Revolving Loans 9,418   9,648
Total 206,652   199,895
Consumer [Member] | Nonperforming Financial Instruments [Member]      
Financing Receivable, Recorded Investment [Line Items]      
2025 0   10
2024 36   174
2023 211   321
2022 271   156
2021 128   58
Prior 47   71
Revolving Loans 0   0
Total $ 693   $ 790