MORTGAGE BANKING ACTIVITIES (Narrative) (Details) - USD ($) |
3 Months Ended | ||
|---|---|---|---|
Mar. 31, 2025 |
Mar. 31, 2024 |
Dec. 31, 2024 |
|
| Servicing Asset at Amortized Cost [Line Items] | |||
| Repurchase of GNMA delinquent or defaulted mortgage loans to be modified | $ 300,000 | $ 0 | |
| Delinquent residential mortgage loans currently in GNMA pools | $ 0 | $ 0 | |
| Percentage of FNMA loan type of total loans serviced | 53.70% | ||
| Percentage of GNMA loan type of total loans serviced | 3.70% | ||
| Percentage of Private Investor loan type of total loans serviced | 42.60% | ||
| Weighted average prepayment speed | 13.82% | 13.44% | |
| Mortgage Servicing Rights (MSR) Impairment (Recovery) | $ 0 | $ 0 | |
| Warehouse Agreement Borrowings [Member] | |||
| Servicing Asset at Amortized Cost [Line Items] | |||
| Line of credit outstanding | 14,335,000 | $ 1,900,000 | |
| Residential Mortgage [Member] | Financing Receivables 30 to 89 days past due [Member] | |||
| Servicing Asset at Amortized Cost [Line Items] | |||
| Loans Held for Sale | $ 0 | $ 0 | |
| X | ||||||||||
- Definition Percentage of FNMA loans of the total amount of loans serviced. No definition available.
|
| X | ||||||||||
- Definition Percentage of GNMA loans of the total amount of loans serviced. No definition available.
|
| X | ||||||||||
- Definition Percentage of Private investor loans of the total amount of loans serviced. No definition available.
|
| X | ||||||||||
- Definition Cash outflow to repurchase of GNMA delinquent or defaulted mortgage loans to be modified. No definition available.
|
| X | ||||||||||
- Definition Weighted average prepayment speed. No definition available.
|
| X | ||||||||||
- Definition This is the principal amount of loans (across all types of loans) that are overdue in payment by a set number of days. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
|
| X | ||||||||||
- Definition The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
|
| X | ||||||||||
- Definition Amount, before valuation allowance, of financing receivable classified as held-for-sale. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
|
| X | ||||||||||
- Definition The adjustment to the carrying value of the rights retained or purchased to service mortgages. These adjustments are made when the estimate of the fair value is changed. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
|
| X | ||||||||||
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Details
|
| X | ||||||||||
- Details
|
| X | ||||||||||
- Details
|