Capital City Bank Group, Inc. Annual report pursuant to Section 13 and 15(d)

SHORT-TERM BORROWINGS

12 Months Ended

Dec. 31, 2019

Note 9

SHORT-TERM BORROWINGS

Short-term borrowings included the following:

(Dollars in Thousands)	Federal Funds Purchased			Securities Sold Under Repurchase Agreements⁽¹⁾			Other Short-Term Borrowings⁽²⁾
2019
Balance at December 31	$	-		$	6,065		$	339
Maximum indebtedness at any month end		-			9,141			3,746
Daily average indebtedness outstanding		47			6,180			3,047
Average rate paid for the year		2.85	%		0.91	%		1.73	%
Average rate paid on period-end borrowings		-	%		0.46	%		4.11	%

2018
Balance at December 31	$	-		$	10,092		$	3,449
Maximum indebtedness at any month end		-			10,092			10,044
Daily average indebtedness outstanding		20			7,951			3,021
Average rate paid for the year		2.41	%		0.49	%		2.31	%
Average rate paid on period-end borrowings		-	%		0.88	%		1.61	%

2017
Balance at December 31	$	-		$	7,272		$	208
Maximum indebtedness at any month end		-			7,272			6,218
Daily average indebtedness outstanding		7			7,266			2,654
Average rate paid for the year		1.60	%		0.10	%		2.79	%
Average rate paid on period-end borrowings		-	%		0.15	%		6.13	%

⁽¹⁾ Balances are fully collateralized by government treasury or agency securities held in the Company's investment portfolio.
⁽²⁾ Comprised of FHLB advances.