Capital City Bank Group, Inc. Annual report pursuant to Section 13 and 15(d)

SHORT-TERM BORROWINGS

12 Months Ended

Dec. 31, 2016

Note 8

SHORT-TERM BORROWINGS

Short-term borrowings included the following:

(Dollars in Thousands)	Federal Funds Purchased			Securities Sold Under Repurchase Agreements⁽¹⁾			Other Short-Term Borrowings⁽²⁾
2016
Balance at December 31	$	-		$	6,490		$	6,259
Maximum indebtedness at any month end		-			74,911			7,961
Daily average indebtedness outstanding		11			32,732			4,019
Average rate paid for the year		1.00	%		0.05	%		3.28	%
Average rate paid on period-end borrowings		-	%		0.05	%		3.05	%

2015
Balance at December 31	$	-		$	60,977		$	81
Maximum indebtedness at any month end		-			64,935			2,003
Daily average indebtedness outstanding		12			57,689			780
Average rate paid for the year		0.74	%		0.05	%		3.98	%
Average rate paid on period-end borrowings		-	%		0.05	%		5.23	%

2014
Balance at December 31	$	-		$	47,411		$	2,014
Maximum indebtedness at any month end		-			47,413			2,035
Daily average indebtedness outstanding		11			42,877			1,514
Average rate paid for the year		0.76	%		0.05	%		3.76	%
Average rate paid on period-end borrowings		-	%		0.05	%		3.76	%

⁽¹⁾ Balances are fully collateralized by government treasury or agency securities held in the Company's investment portfolio.
⁽²⁾ Comprised of FHLB advances ($3.3 million) and line of credit advance ($3.0 million).