LOANS, NET (Details 3) - USD ($) |
12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2016 |
Dec. 31, 2015 |
Dec. 31, 2014 |
|
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | $ 13,953,000 | $ 17,539,000 | $ 23,095,000 |
| Provision for Loan Losses | 819,000 | 1,594,000 | 1,905,000 |
| Charge-Offs | (4,686,000) | (7,435,000) | (10,046,000) |
| Recoveries | 3,345,000 | 2,255,000 | 2,585,000 |
| Net Charge-Offs | (1,341,000) | (5,180,000) | (7,461,000) |
| Ending Balance | 13,431,000 | 13,953,000 | 17,539,000 |
| Commercial, Financial and Agricultural [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 905,000 | 784,000 | 699,000 |
| Provision for Loan Losses | 817,000 | 911,000 | 742,000 |
| Charge-Offs | (861,000) | (1,029,000) | (871,000) |
| Recoveries | 337,000 | 239,000 | 214,000 |
| Net Charge-Offs | (524,000) | (790,000) | (657,000) |
| Ending Balance | 1,198,000 | 905,000 | 784,000 |
| Real Estate - Construction [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 101,000 | 843,000 | 1,580,000 |
| Provision for Loan Losses | 67,000 | (742,000) | (718,000) |
| Charge-Offs | 0 | 0 | (28,000) |
| Recoveries | 0 | 0 | 9,000 |
| Net Charge-Offs | 0 | 0 | (19,000) |
| Ending Balance | 168,000 | 101,000 | 843,000 |
| Real Estate - Commercial Mortgage [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 4,498,000 | 5,287,000 | 7,710,000 |
| Provision for Loan Losses | (242,000) | 278,000 | 897,000 |
| Charge-Offs | (349,000) | (1,250,000) | (3,788,000) |
| Recoveries | 408,000 | 183,000 | 468,000 |
| Net Charge-Offs | 59,000 | (1,067,000) | (3,320,000) |
| Ending Balance | 4,315,000 | 4,498,000 | 5,287,000 |
| Real Estate - Residential [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 4,409,000 | 6,520,000 | 9,073,000 |
| Provision for Loan Losses | (1,296,000) | (964,000) | (1,145,000) |
| Charge-Offs | (899,000) | (1,852,000) | (2,160,000) |
| Recoveries | 1,231,000 | 705,000 | 752,000 |
| Net Charge-Offs | 332,000 | (1,147,000) | (1,408,000) |
| Ending Balance | 3,445,000 | 4,409,000 | 6,520,000 |
| Real Estate - Home Equity [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 2,473,000 | 2,882,000 | 3,051,000 |
| Provision for Loan Losses | (135,000) | 858,000 | 1,069,000 |
| Charge-Offs | (450,000) | (1,403,000) | (1,379,000) |
| Recoveries | 409,000 | 136,000 | 141,000 |
| Net Charge-Offs | (41,000) | (1,267,000) | (1,238,000) |
| Ending Balance | 2,297,000 | 2,473,000 | 2,882,000 |
| Consumer [Member] | |||
| Activity in the allowance for loan losses by portfolio class | |||
| Beginning Balance | 1,567,000 | 1,223,000 | 982,000 |
| Provision for Loan Losses | 1,608,000 | 1,253,000 | 1,060,000 |
| Charge-Offs | (2,127,000) | (1,901,000) | (1,820,000) |
| Recoveries | 960,000 | 992,000 | 1,001,000 |
| Net Charge-Offs | (1,167,000) | (909,000) | (819,000) |
| Ending Balance | $ 2,008,000 | $ 1,567,000 | $ 1,223,000 |