Capital City Bank Group, Inc. Annual report pursuant to Section 13 and 15(d)

SHORT-TERM BORROWINGS

12 Months Ended

Dec. 31, 2015

Note 8

SHORT-TERM BORROWINGS

Short-term borrowings included the following:

(Dollars in Thousands)	Federal Funds Purchased			Securities Sold Under Repurchase Agreements⁽¹⁾			Other Short-Term Borrowings⁽²⁾
2015
Balance at December 31	$			$	60,977		$	81
Maximum indebtedness at any month end					64,935			2,003
Daily average indebtedness outstanding		12			57,689			780
Average rate paid for the year		0.74	%		0.05	%		3.98	%
Average rate paid on period-end borrowings			%		0.05	%		5.23	%

2014
Balance at December 31	$			$	47,411		$	2,014
Maximum indebtedness at any month end					47,413			2,035
Daily average indebtedness outstanding		11			42,877			1,514
Average rate paid for the year		0.76	%		0.05	%		3.76	%
Average rate paid on period-end borrowings			%		0.05	%		3.76	%

2013
Balance at December 31	$			$	47,312		$	4,009
Maximum indebtedness at any month end					55,261			8,929
Daily average indebtedness outstanding		11			48,337			5,573
Average rate paid for the year		0.76	%		0.05	%		3.79	%
Average rate paid on period-end borrowings			%		0.05	%		3.25	%

(1)

Balances are fully collateralized by government treasury or agency securities held in the Companys investment portfolio.

(2)

Comprised of FHLB debt.