Annual report pursuant to Section 13 and 15(d)

COMMITMENTS AND CONTINGENCIES (Tables)

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COMMITMENTS AND CONTINGENCIES (Tables)
 12 Months Ended
Dec. 31, 2015
Commitments And Contingencies Tables  
Schedule of amounts associated with the entities off-balance sheet obligations

The Company’s maximum exposure to credit loss under standby letters of credit and commitments to extend credit is represented by the contractual amount of those instruments.  The Company uses the same credit policies in establishing commitments and issuing letters of credit as it does for on-balance sheet instruments.  As of December 31, the amounts associated with the Company’s off-balance sheet obligations were as follows:

 

    2015     2014  
(Dollars in Thousands)   Fixed     Variable     Total     Fixed     Variable     Total  
Commitments to Extend Credit(1)   $ 57,571     $ 306,642     $ 364,213     $ 33,633     $ 278,438     $ 312,071  
Standby Letters of Credit     6,095       —       6,095       8,307       —       8,307  
Total   $ 63,666     $ 306,642     $ 370,308     $ 41,940     $ 278,438     $ 320,378  

 

  (1) Commitments include unfunded loans, revolving lines of credit, and other unused commitments.